Institution Class	Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary Regulator	OCC
Established Date	11/17/1954
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	91792
State and County Number	06037
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	12
Numeric code	33
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	San Francisco
Core Based Statistical Area Name	Los Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees	53
Domestic Offices	5
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	11/18/2023
Date of Deposit Insurance	08/09/1989
Primary Insurance Agency	DIF
Website	https://www.universalbank.com
Data Updated	10/31/2025
CERT	30722
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$361.48M
Total Deposits	$265.84M
Total Liabilities	$294.82M
Total Equity Capital	$0
Net Income	$444.00k
Net Loans and Leases	$276.23M
Assets Per Employee ($Millions)	$0M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$0
Deposits Held in Domestic Offices	$0

Key Performance Ratios

Return on Assets (ROA)	0%
Return on Equity (ROE)	0%
Net Interest Margin	0%
Efficiency Ratio	0%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	0%
Earning Assets to total Assets	0%

Income and Expense

Total Interest Income	$4.72M
Total Noninterest Income	$179.00k
Total Interest Expense	$2.07M
Total Noninterest Expense	$2.55M
Net Interest Income	$2.65M
Pre-tax Net Operating Income	$0
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$0
Total Liabilities and Capital	$0

Securities

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

About Universal Bank

Explore the latest call report data for Universal Bank. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of Universal Bank?

$361.48M as of the latest filing.

How much are Universal Bank's total deposits?

$265.84M in total deposits.

Where is Universal Bank located?

West Covina, CA.

What is the Net Interest Margin?

Not available.

Is this bank FDIC insured?

Institutions that are currently open and insured by the FDIC.

How many domestic offices does it operate?

When was it established?

11/17/1954.

Who is the primary regulator?

OCC.