Community Bank of Santa Maria
Santa Maria, CA
IDRSSD: 2997216
Total Assets
$413.79M
Latest filing
Total Deposits
$368.93M
Latest filing
Net Interest Margin
4.30%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community Bank of Santa Maria
2739 Santa Maria Way
Santa Maria, CA 93455
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/01/2001FDIC Certificate 356857
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community Bank of Santa Maria (Main) | 2739 Santa Maria Way | Santa Maria, CA |
| SOUTH BROADWAY BRANCH | 1421 S Broadway | Santa Maria, CA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 93455 |
| State and County Number | 06083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Santa Maria-Santa Barbara, CA |
Operational Info
| Number of Employees | 58 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 03/01/2001 |
| Primary Insurance Agency | DIF |
| Website | www.yourcbsm.com |
| Data Updated | 11/14/2025 |
| CERT | 57073 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $413.79M |
| Total Deposits | $368.93M |
| Total Liabilities | $373.88M |
| Total Equity Capital | $39.90M |
| Net Income | $1.14M |
| Net Loans and Leases | $286.30M |
| Assets Per Employee ($Millions) | $7.39M |
| Bank Premises and Fixed Assets | $5.20M |
| Cash and Balances due from Depository Institutions | $7.62M |
| Deposits Held in Domestic Offices | $368.93M |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 11.74% |
| Net Interest Margin | 4.3% |
| Efficiency Ratio | 64.96% |
| Tier 1 Risk-Based Capital Ratio | 14.27% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.643% |
| Earning Assets to total Assets | 95.16% |
Income and Expense
| Total Interest Income | $5.07M |
| Total Noninterest Income | $282.00k |
| Total Interest Expense | $841.00k |
| Total Noninterest Expense | $2.93M |
| Net Interest Income | $4.23M |
| Pre-tax Net Operating Income | $1.54M |
| Provision for Credit Losses | $39.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $273.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.96M |
| Total Liabilities and Capital | $413.79M |
Securities
| Securities | $104.23M |
| Available-for-sale debt securities | $104.15M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Bank of Santa Maria?
$413.79M as of the latest filing.
How much are Community Bank of Santa Maria's total deposits?
$368.93M in total deposits.
Where is Community Bank of Santa Maria located?
Santa Maria, CA.
What is the Net Interest Margin?
4.30%.
How many domestic offices does it operate?
2.
When was it established?
03/01/2001.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$286.30M (latest filing).
What is the total interest income (latest filing)?
$5.07M.