Community Bank of Santa Maria
Santa Maria, CA
IDRSSD: 2997216
Total Assets
$428.75M
Latest filing
Total Deposits
$384.54M
Latest filing
Net Interest Margin
4.34%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
122243237SANTA MARIA, CA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Community Bank of Santa Maria
2739 Santa Maria Way
Santa Maria, CA 93455
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/01/2001FDIC Certificate 356857
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community Bank of Santa Maria (Main) | 2739 Santa Maria Way | Santa Maria, CA |
| SOUTH BROADWAY BRANCH | 1421 S Broadway | Santa Maria, CA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Liberty Bank, National Association
Irvine, California
→
Assets: $413.68MΔ -0.0%
Genesis Bank
Newport Beach, California
→
Assets: $418.73MΔ +1.2%
Balboa Thrift and Loan Association
Chula Vista, California
→
Assets: $423.76MΔ +2.4%
Community Commerce Bank
Claremont, California
→
Assets: $398.40MΔ -3.7%
Pacific Alliance Bank
San Gabriel, California
→
Assets: $442.36MΔ +6.9%
American Continental Bank
City Of Industry, California
→
Assets: $373.52MΔ -9.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 93455 |
| State and County Number | 06083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Santa Maria-Santa Barbara, CA |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 03/01/2001 |
| Primary Insurance Agency | DIF |
| Website | www.yourcbsm.com |
| Data Updated | 01/30/2026 |
| CERT | 57073 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $428.75M |
| Total Deposits | $384.54M |
| Total Liabilities | $387.02M |
| Total Equity Capital | $41.72M |
| Net Income | $1.17M |
| Net Loans and Leases | $285.24M |
| Assets Per Employee ($Millions) | $7.52M |
| Bank Premises and Fixed Assets | $5.13M |
| Cash and Balances due from Depository Institutions | $31.29M |
| Deposits Held in Domestic Offices | $384.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.11% |
| Return on Equity (ROE) | 11.46% |
| Net Interest Margin | 4.34% |
| Efficiency Ratio | 66.38% |
| Tier 1 Risk-Based Capital Ratio | 14.573% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.731% |
| Earning Assets to total Assets | 95.17% |
Income and Expense
| Total Interest Income | $5.14M |
| Total Noninterest Income | $288.00k |
| Total Interest Expense | $793.00k |
| Total Noninterest Expense | $3.08M |
| Net Interest Income | $4.35M |
| Pre-tax Net Operating Income | $1.56M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $549.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.48M |
| Total Liabilities and Capital | $428.75M |
Securities
| Securities | $96.40M |
| Available-for-sale debt securities | $96.32M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Bank of Santa Maria?
$428.75M as of the latest filing.
How much are Community Bank of Santa Maria's total deposits?
$384.54M in total deposits.
Where is Community Bank of Santa Maria located?
Santa Maria, CA.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
2.
When was it established?
03/01/2001.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$285.24M (latest filing).
What is the total interest income (latest filing)?
$5.14M.