Legacy National Bank
Springdale, AR
IDRSSD: 3306280
Total Assets
$1.19B
Latest filing
Total Deposits
$1.08B
Latest filing
Net Interest Margin
3.84%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Legacy National Bank
4055 W Sunset Ave
Springdale, AR 72762
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/28/2005FDIC Certificate 432578
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Legacy National Bank (Main) | 4055 W Sunset Ave | Springdale, AR |
| HIWASSE-BELLAVISTA BRANCH | 13540 W Highway 72 | Hiwasse, AR |
| GRAVETTE BRANCH | 211 Main St Se | Gravette, AR |
| BUTTERFIELD COACH ROAD BRANCH`` | 2081 Butterfield Coach Road | Springdale, AR |
| LEGACY NATIONAL BANK BRANCH | 4901 W Pauline Whitaker Pkwy | Rogers, AR |
| SOUTH BRANCH | 3607 S Thompson St | Springdale, AR |
| EAST JOYCE BRANCH | 1325 E Joyce Blvd | Fayetteville, AR |
| BENTONVILLE BRANCH | 2904 S Walton Blvd | Bentonville, AR |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/28/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72762 |
| State and County Number | 05143 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Fayetteville-Springdale-Rogers, AR |
Operational Info
| Number of Employees | 139 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/28/2005 |
| Primary Insurance Agency | DIF |
| Website | www.legacyar.com |
| Data Updated | 11/14/2025 |
| CERT | 57953 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.19B |
| Total Deposits | $1.08B |
| Total Liabilities | $1.09B |
| Total Equity Capital | $104.31M |
| Net Income | $3.64M |
| Net Loans and Leases | $973.66M |
| Assets Per Employee ($Millions) | $8.13M |
| Bank Premises and Fixed Assets | $26.79M |
| Cash and Balances due from Depository Institutions | $88.48M |
| Deposits Held in Domestic Offices | $1.08B |
Key Performance Ratios
| Return on Assets (ROA) | 1.23% |
| Return on Equity (ROE) | 14.2% |
| Net Interest Margin | 3.84% |
| Efficiency Ratio | 58.35% |
| Tier 1 Risk-Based Capital Ratio | 9.838% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.73% |
| Earning Assets to total Assets | 94.25% |
Income and Expense
| Total Interest Income | $17.48M |
| Total Noninterest Income | $980.00k |
| Total Interest Expense | $6.82M |
| Total Noninterest Expense | $6.85M |
| Net Interest Income | $10.67M |
| Pre-tax Net Operating Income | $4.46M |
| Provision for Credit Losses | $345.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $14.07M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.76M |
| Total Liabilities and Capital | $1.19B |
Securities
| Securities | $61.57M |
| Available-for-sale debt securities | $61.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Legacy National Bank?
$1.19B as of the latest filing.
How much are Legacy National Bank's total deposits?
$1.08B in total deposits.
Where is Legacy National Bank located?
Springdale, AR.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
10.
When was it established?
03/28/2005.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$973.66M (latest filing).
What is the total interest income (latest filing)?
$17.48M.