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The Malvern National Bank

Malvern, AR
IDRSSD: 906241
Total Assets
$703.03M
Latest filing
Total Deposits
$627.71M
Latest filing
Net Interest Margin
3.14%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP72104
State and County Number05059
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameMalvern, AR

Operational Info

Number of Employees122
Domestic Offices15
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/07/1934
Primary Insurance AgencyDIF
Websitewww.mnbbank.com
Data Updated11/14/2025
CERT14644
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$703.03M
Total Deposits$627.71M
Total Liabilities$638.02M
Total Equity Capital$65.02M
Net Income$1.60M
Net Loans and Leases$377.26M
Assets Per Employee ($Millions)$5.76M
Bank Premises and Fixed Assets$14.12M
Cash and Balances due from Depository Institutions$17.65M
Deposits Held in Domestic Offices$627.71M

Key Performance Ratios

Return on Assets (ROA)0.92%
Return on Equity (ROE)10.22%
Net Interest Margin3.14%
Efficiency Ratio71.45%
Tier 1 Risk-Based Capital Ratio14%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.248%
Earning Assets to total Assets91.95%

Income and Expense

Total Interest Income$8.64M
Total Noninterest Income$745.00k
Total Interest Expense$3.63M
Total Noninterest Expense$4.11M
Net Interest Income$5.01M
Pre-tax Net Operating Income$1.57M
Provision for Credit Losses$75.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.31M
Total Liabilities and Capital$703.03M

Securities

Securities$264.13M
Available-for-sale debt securities$264.13M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Malvern National Bank?
$703.03M as of the latest filing.
How much are The Malvern National Bank's total deposits?
$627.71M in total deposits.
Where is The Malvern National Bank located?
Malvern, AR.
What is the Net Interest Margin?
3.14%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$377.26M (latest filing).
What is the total interest income (latest filing)?
$8.64M.