First Arkansas Bank and Trust
Jacksonville, AR
IDRSSD: 466240
Total Assets
$1.10B
Latest filing
Total Deposits
$967.89M
Latest filing
Net Interest Margin
3.69%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Arkansas Bank and Trust
600 W Main St
Jacksonville, AR 72076
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/05/1949FDIC Certificate 10948
Branches (20)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First Arkansas Bank and Trust (Main) | 600 W Main St | Jacksonville, AR |
| GREERS FERRY BRANCH | 7654 Greers Ferry Rd | Greers Ferry, AR |
| QUITMAN BRANCH | 5825 Heber Springs Rd W | Quitman, AR |
| GREENBRIER BRANCH | 11 N Broadview St | Greenbrier, AR |
| ARNOLD DRIVE LR AFB BRANCH | 940 Arnold Dr | Jacksonville, AR |
| GRAVEL RIDGE BRANCH | 14917 Highway 107 | Gravel Ridge, AR |
| NORTH BRANCH | 501 N Jp Wright Loop Rd | Jacksonville, AR |
| HIGHWAY 5 BRANCH | 3166 Highway 367 S | Cabot, AR |
Showing 7 of 20
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/05/1949 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72076 |
| State and County Number | 05119 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Little Rock-North Little Rock-Conway, AR |
Operational Info
| Number of Employees | 230 |
| Domestic Offices | 21 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/05/1949 |
| Primary Insurance Agency | DIF |
| Website | www.fabandt.bank |
| Data Updated | 11/14/2025 |
| CERT | 16849 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.10B |
| Total Deposits | $967.89M |
| Total Liabilities | $998.41M |
| Total Equity Capital | $97.84M |
| Net Income | $2.12M |
| Net Loans and Leases | $742.11M |
| Assets Per Employee ($Millions) | $4.65M |
| Bank Premises and Fixed Assets | $18.93M |
| Cash and Balances due from Depository Institutions | $25.45M |
| Deposits Held in Domestic Offices | $967.89M |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 9.09% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 79.72% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.42% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.925% |
| Earning Assets to total Assets | 89.61% |
Income and Expense
| Total Interest Income | $14.90M |
| Total Noninterest Income | $8.11M |
| Total Interest Expense | $5.88M |
| Total Noninterest Expense | $13.65M |
| Net Interest Income | $9.02M |
| Pre-tax Net Operating Income | $2.32M |
| Provision for Credit Losses | $1.15M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.15M |
| Other borrowed funds | $13.79M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.01M |
| All Other Liabilities | $13.72M |
| Total Liabilities and Capital | $1.10B |
Securities
| Securities | $229.59M |
| Available-for-sale debt securities | $229.59M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Arkansas Bank and Trust?
$1.10B as of the latest filing.
How much are First Arkansas Bank and Trust's total deposits?
$967.89M in total deposits.
Where is First Arkansas Bank and Trust located?
Jacksonville, AR.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
21.
When was it established?
11/05/1949.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$742.11M (latest filing).
What is the total interest income (latest filing)?
$14.90M.