First Service Bank

Greenbrier, AR
IDRSSD: 458544
Total Assets
$855.46M
Latest filing
Total Deposits
$768.55M
Latest filing
Net Interest Margin
4.51%
Profitability

Locations

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Main Office
First Service Bank
134 S Broadview St
Greenbrier, AR 72058
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/07/1962FDIC Certificate 12411

Branches (10)

Page 1 of 2
NameAddressCity / State
First Service Bank (Main)134 S Broadview StGreenbrier, AR
CLINTON BRANCH486 Highway 65 NClinton, AR
DERMOTT BRANCH114 E Peddicord StDermott, AR
YELLVILLE BRANCH425 Highway 62 EYellville, AR
MOUNTAIN VIEW - BRANCH410 Sylamore AveMountain View, AR
FLIPPIN BRANCH311 N 1st StFlippin, AR
CONWAY BRANCH2475 Washington AveConway, AR
CONWAY SOUTH BRANCH540 United DrConway, AR
Showing 7 of 10

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/07/1962
Community BankYes
Ownership TypeNot Mutual
ZIP72058
State and County Number05045
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameLittle Rock-North Little Rock-Conway, AR

Operational Info

Number of Employees134
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/07/1962
Primary Insurance AgencyDIF
Websitehttps://www.firstservicebank.com
Data Updated11/14/2025
CERT18519
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$855.46M
Total Deposits$768.55M
Total Liabilities$780.69M
Total Equity Capital$74.77M
Net Income$2.19M
Net Loans and Leases$724.61M
Assets Per Employee ($Millions)$6.29M
Bank Premises and Fixed Assets$27.71M
Cash and Balances due from Depository Institutions$16.16M
Deposits Held in Domestic Offices$768.55M

Key Performance Ratios

Return on Assets (ROA)1.04%
Return on Equity (ROE)11.93%
Net Interest Margin4.51%
Efficiency Ratio64.12%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.45%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.74%
Earning Assets to total Assets92.79%

Income and Expense

Total Interest Income$14.94M
Total Noninterest Income$1.78M
Total Interest Expense$6.08M
Total Noninterest Expense$6.82M
Net Interest Income$8.86M
Pre-tax Net Operating Income$2.86M
Provision for Credit Losses$953.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$699.00k
Other borrowed funds$1.93M
Federal Funds Sold & Reverse Repurchase Agreement$20.75M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$10.21M
Total Liabilities and Capital$855.46M

Securities

Securities$40.40M
Available-for-sale debt securities$38.93M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.47M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Service Bank?
$855.46M as of the latest filing.
How much are First Service Bank's total deposits?
$768.55M in total deposits.
Where is First Service Bank located?
Greenbrier, AR.
What is the Net Interest Margin?
4.51%.
How many domestic offices does it operate?
12.
When was it established?
05/07/1962.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$724.61M (latest filing).
What is the total interest income (latest filing)?
$14.94M.