Generations Bank

Rogers, AR
IDRSSD: 329345
Total Assets
$1.04B
Latest filing
Total Deposits
$881.07M
Latest filing
Net Interest Margin
4.11%
Profitability

Locations

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Main Office
Generations Bank
3710 W Southern Hills Blvd
Rogers, AR 72758
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/08/1907FDIC Certificate 68

Branches (11)

Page 1 of 2
NameAddressCity / State
Generations Bank (Main)3710 W Southern Hills BlvdRogers, AR
KIMBERLING CITY BRANCH12661 State Highway 13Kimberling City, MO
JUNCTION CITY BRANCH131 N Main StJunction City, AR
WASHINGTON BRANCH1120 W Washington StCamden, AR
CAMDEN OPERATIONS BRANCH1325 Highway 278 By-PassCamden, AR
SILOAM SPRINGS BRANCH200 N Progress AveSiloam Springs, AR
EAST CAMDEN BRANCH119 Highway 274Camden, AR
FIRST BANK LOAN PRODUCTION OFFICE1450 E Zion RdFayetteville, AR
Showing 7 of 11

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date10/08/1907
Community BankYes
Ownership TypeNot Mutual
ZIP72758
State and County Number05007
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameFayetteville-Springdale-Rogers, AR

Operational Info

Number of Employees131
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/16/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.mygenerations.bank
Data Updated11/14/2025
CERT88
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.04B
Total Deposits$881.07M
Total Liabilities$929.67M
Total Equity Capital$105.68M
Net Income$3.29M
Net Loans and Leases$711.99M
Assets Per Employee ($Millions)$7.34M
Bank Premises and Fixed Assets$16.36M
Cash and Balances due from Depository Institutions$14.60M
Deposits Held in Domestic Offices$881.07M

Key Performance Ratios

Return on Assets (ROA)1.28%
Return on Equity (ROE)12.86%
Net Interest Margin4.11%
Efficiency Ratio55.75%
Tier 1 Risk-Based Capital Ratio12.578%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.27%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.207%
Earning Assets to total Assets92.83%

Income and Expense

Total Interest Income$16.79M
Total Noninterest Income$1.50M
Total Interest Expense$6.99M
Total Noninterest Expense$6.33M
Net Interest Income$9.81M
Pre-tax Net Operating Income$4.27M
Provision for Credit Losses$700.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$468.00k
Other borrowed funds$39.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$9.60M
Total Liabilities and Capital$1.04B

Securities

Securities$243.65M
Available-for-sale debt securities$243.65M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Generations Bank?
$1.04B as of the latest filing.
How much are Generations Bank's total deposits?
$881.07M in total deposits.
Where is Generations Bank located?
Rogers, AR.
What is the Net Interest Margin?
4.11%.
How many domestic offices does it operate?
12.
When was it established?
10/08/1907.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$711.99M (latest filing).
What is the total interest income (latest filing)?
$16.79M.