United Bank
Springdale, AR
IDRSSD: 539377
Total Assets
$306.89M
Latest filing
Total Deposits
$262.19M
Latest filing
Net Interest Margin
4.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
United Bank
2600 S Thompson St
Springdale, AR 72764
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1978FDIC Certificate 44859
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| United Bank (Main) | 2600 S Thompson St | Springdale, AR |
| SPRINGDALE BRANCH | 607 W Emma Ave | Springdale, AR |
| FAYETTEVILLE BRANCH | 670 E Joyce Blvd | Fayetteville, AR |
| ROGERS BRANCH | 3333 W Walnut St | Rogers, AR |
| BENTONVILLE BRANCH | 2411 Sw 14th St | Bentonville, AR |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1978 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72764 |
| State and County Number | 05143 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Fayetteville-Springdale-Rogers, AR |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.united-bk.com |
| Data Updated | 11/14/2025 |
| CERT | 32025 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $306.89M |
| Total Deposits | $262.19M |
| Total Liabilities | $276.19M |
| Total Equity Capital | $30.71M |
| Net Income | $751.00k |
| Net Loans and Leases | $253.25M |
| Assets Per Employee ($Millions) | $5.9M |
| Bank Premises and Fixed Assets | $7.66M |
| Cash and Balances due from Depository Institutions | $30.94M |
| Deposits Held in Domestic Offices | $262.19M |
Key Performance Ratios
| Return on Assets (ROA) | 1% |
| Return on Equity (ROE) | 9.86% |
| Net Interest Margin | 4.36% |
| Efficiency Ratio | 71.7% |
| Tier 1 Risk-Based Capital Ratio | 12.155% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.005% |
| Earning Assets to total Assets | 89.56% |
Income and Expense
| Total Interest Income | $4.83M |
| Total Noninterest Income | $189.00k |
| Total Interest Expense | $1.87M |
| Total Noninterest Expense | $2.26M |
| Net Interest Income | $2.96M |
| Pre-tax Net Operating Income | $751.00k |
| Provision for Credit Losses | $140.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $41.00k |
| Other borrowed funds | $10.77M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.23M |
| Total Liabilities and Capital | $306.89M |
Securities
| Securities | $10.97M |
| Available-for-sale debt securities | $10.97M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Bank?
$306.89M as of the latest filing.
How much are United Bank's total deposits?
$262.19M in total deposits.
Where is United Bank located?
Springdale, AR.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1978.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$253.25M (latest filing).
What is the total interest income (latest filing)?
$4.83M.