Relyance Bank

White Hall, AR
IDRSSD: 49241
Total Assets
$1.49B
Latest filing
Total Deposits
$1.28B
Latest filing
Net Interest Margin
3.97%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

082901088WHITE HALL, AR

Key People

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Locations

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Main Office
Relyance Bank
8500 Sheridan Rd
White Hall, AR 71602
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/11/1965FDIC Certificate 13179

Branches (20)

Page 1 of 3
NameAddressCity / State
Relyance Bank (Main)8500 Sheridan RdWhite Hall, AR
WHITEHALL BRANCH7907 Dollarway RdWhitehall, AR
WATSON CHAPEL BRANCH2511 S Camden RdPine Bluff, AR
EAST HARDING BRANCH1501 E Harding AvePine Bluff, AR
REDFIELD BRANCH804 Sheridan RdRedfield, AR
STAR CITY BRANCH102 S Lincoln AveStar City, AR
CENTRAL BRANCH4446 Central AveHot Springs, AR
HAZEL STREET BRANCH2804 S Hazel StPine Bluff, AR
Showing 7 of 20

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date02/11/1965
Community BankYes
Ownership TypeNot Mutual
ZIP71602
State and County Number05069
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NamePine Bluff, AR

Operational Info

Number of Employees198
Domestic Offices21
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/21/2022
Date of Deposit Insurance02/11/1965
Primary Insurance AgencyDIF
Websitewww.Rely.Bank
Data Updated01/30/2026
CERT19371
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.49B
Total Deposits$1.28B
Total Liabilities$1.30B
Total Equity Capital$188.77M
Net Income$4.05M
Net Loans and Leases$1.14B
Assets Per Employee ($Millions)$7.58M
Bank Premises and Fixed Assets$39.92M
Cash and Balances due from Depository Institutions$82.24M
Deposits Held in Domestic Offices$1.28B

Key Performance Ratios

Return on Assets (ROA)1.09%
Return on Equity (ROE)8.69%
Net Interest Margin3.97%
Efficiency Ratio56.01%
Tier 1 Risk-Based Capital Ratio14.006%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.56%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.71%
Earning Assets to total Assets90.81%

Income and Expense

Total Interest Income$20.46M
Total Noninterest Income$2.46M
Total Interest Expense$7.06M
Total Noninterest Expense$8.91M
Net Interest Income$13.40M
Pre-tax Net Operating Income$4.92M
Provision for Credit Losses$2.08M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.55M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$19.97M
Total Liabilities and Capital$1.49B

Securities

Securities$141.81M
Available-for-sale debt securities$112.95M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$28.86M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Relyance Bank?
$1.49B as of the latest filing.
How much are Relyance Bank's total deposits?
$1.28B in total deposits.
Where is Relyance Bank located?
White Hall, AR.
What is the Net Interest Margin?
3.97%.
How many domestic offices does it operate?
21.
When was it established?
02/11/1965.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$1.14B (latest filing).
What is the total interest income (latest filing)?
$20.46M.