Stone Bank
Mountain View, AR
IDRSSD: 913146
Total Assets
$882.60M
Latest filing
Total Deposits
$704.21M
Latest filing
Net Interest Margin
3.13%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
082907781MOUNTAIN VIEW, AR
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Stone Bank
802 E Main St
Mountain View, AR 72560
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/29/1955FDIC Certificate 11424
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Stone Bank (Main) | 802 E Main St | Mountain View, AR |
| DEWITT BANK BRANCH | 215 S Jefferson St | De Witt, AR |
| PLANTERS & MERCHANTS BANK BRANCH | 210 Main St | Gillett, AR |
| WHITE HALL BRANCH | 7739 Sheridan Rd | White Hall, AR |
| HARRISON BRANCH | 1309 Highway 62 65 N | Harrison, AR |
| LITTLE ROCK BRANCH | 12615 Chenal Parkway | Little Rock, AR |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/29/1955 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72560 |
| State and County Number | 05137 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 133 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/01/2023 |
| Date of Deposit Insurance | 04/29/1955 |
| Primary Insurance Agency | DIF |
| Website | www.stonebank.com |
| Data Updated | 01/30/2026 |
| CERT | 17431 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $882.60M |
| Total Deposits | $704.21M |
| Total Liabilities | $811.69M |
| Total Equity Capital | $70.90M |
| Net Income | $2.20M |
| Net Loans and Leases | $680.59M |
| Assets Per Employee ($Millions) | $6.3M |
| Bank Premises and Fixed Assets | $35.04M |
| Cash and Balances due from Depository Institutions | $18.24M |
| Deposits Held in Domestic Offices | $704.21M |
Key Performance Ratios
| Return on Assets (ROA) | 0.98% |
| Return on Equity (ROE) | 12.49% |
| Net Interest Margin | 3.13% |
| Efficiency Ratio | 67.36% |
| Tier 1 Risk-Based Capital Ratio | 10.604% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.034% |
| Earning Assets to total Assets | 89.2% |
Income and Expense
| Total Interest Income | $13.51M |
| Total Noninterest Income | $2.58M |
| Total Interest Expense | $7.23M |
| Total Noninterest Expense | $6.01M |
| Net Interest Income | $6.28M |
| Pre-tax Net Operating Income | $2.42M |
| Provision for Credit Losses | $421.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.25M |
| Other borrowed funds | $98.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $333.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.48M |
| Total Liabilities and Capital | $882.60M |
Securities
| Securities | $95.29M |
| Available-for-sale debt securities | $95.29M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $51.00k |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Stone Bank?
$882.60M as of the latest filing.
How much are Stone Bank's total deposits?
$704.21M in total deposits.
Where is Stone Bank located?
Mountain View, AR.
What is the Net Interest Margin?
3.13%.
How many domestic offices does it operate?
6.
When was it established?
04/29/1955.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$680.59M (latest filing).
What is the total interest income (latest filing)?
$13.51M.