Stone Bank
Mountain View, AR
IDRSSD: 913146
Total Assets
$915.49M
Latest filing
Total Deposits
$696.44M
Latest filing
Net Interest Margin
3.19%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Stone Bank
802 E Main St
Mountain View, AR 72560
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/29/1955FDIC Certificate 11424
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Stone Bank (Main) | 802 E Main St | Mountain View, AR |
| DEWITT BANK BRANCH | 215 S Jefferson St | De Witt, AR |
| PLANTERS & MERCHANTS BANK BRANCH | 210 Main St | Gillett, AR |
| WHITE HALL BRANCH | 7739 Sheridan Rd | White Hall, AR |
| HARRISON BRANCH | 1309 Highway 62 65 N | Harrison, AR |
| LITTLE ROCK BRANCH | 12615 Chenal Parkway | Little Rock, AR |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/29/1955 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72560 |
| State and County Number | 05137 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 130 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/01/2023 |
| Date of Deposit Insurance | 04/29/1955 |
| Primary Insurance Agency | DIF |
| Website | www.stonebank.com |
| Data Updated | 11/14/2025 |
| CERT | 17431 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $915.49M |
| Total Deposits | $696.44M |
| Total Liabilities | $845.57M |
| Total Equity Capital | $69.92M |
| Net Income | $4.02M |
| Net Loans and Leases | $716.75M |
| Assets Per Employee ($Millions) | $6.88M |
| Bank Premises and Fixed Assets | $34.66M |
| Cash and Balances due from Depository Institutions | $14.31M |
| Deposits Held in Domestic Offices | $696.44M |
Key Performance Ratios
| Return on Assets (ROA) | 1.8% |
| Return on Equity (ROE) | 23.6% |
| Net Interest Margin | 3.19% |
| Efficiency Ratio | 52.88% |
| Tier 1 Risk-Based Capital Ratio | 10.182% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.638% |
| Earning Assets to total Assets | 89.38% |
Income and Expense
| Total Interest Income | $13.56M |
| Total Noninterest Income | $6.37M |
| Total Interest Expense | $7.17M |
| Total Noninterest Expense | $6.80M |
| Net Interest Income | $6.39M |
| Pre-tax Net Operating Income | $5.26M |
| Provision for Credit Losses | $701.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $991.00k |
| Other borrowed funds | $138.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $320.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.63M |
| Total Liabilities and Capital | $915.49M |
Securities
| Securities | $92.68M |
| Available-for-sale debt securities | $92.68M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $80.00k |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Stone Bank?
$915.49M as of the latest filing.
How much are Stone Bank's total deposits?
$696.44M in total deposits.
Where is Stone Bank located?
Mountain View, AR.
What is the Net Interest Margin?
3.19%.
How many domestic offices does it operate?
6.
When was it established?
04/29/1955.
What is the Return on Assets (ROA)?
1.8%.
How much are total loans and leases?
$716.75M (latest filing).
What is the total interest income (latest filing)?
$13.56M.