Central Bank
Little Rock, AR
IDRSSD: 3488579
Total Assets
$849.67M
Latest filing
Total Deposits
$684.37M
Latest filing
Net Interest Margin
3.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Central Bank
1506 Market St
Little Rock, AR 72211
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/12/1912FDIC Certificate 1166
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Central Bank (Main) | 1506 Market St | Little Rock, AR |
| MARKHAM STREET BRANCH | 5000 W Markham St | Little Rock, AR |
| BENTONVILLE BRANCH | 3001 Se J St | Bentonville, AR |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/12/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72211 |
| State and County Number | 05119 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Little Rock-North Little Rock-Conway, AR |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.centralbankar.com |
| Data Updated | 11/14/2025 |
| CERT | 1756 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $849.67M |
| Total Deposits | $684.37M |
| Total Liabilities | $768.26M |
| Total Equity Capital | $81.41M |
| Net Income | $3.24M |
| Net Loans and Leases | $702.38M |
| Assets Per Employee ($Millions) | $19.76M |
| Bank Premises and Fixed Assets | $2.05M |
| Cash and Balances due from Depository Institutions | $16.62M |
| Deposits Held in Domestic Offices | $684.37M |
Key Performance Ratios
| Return on Assets (ROA) | 1.58% |
| Return on Equity (ROE) | 16.28% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 28.96% |
| Tier 1 Risk-Based Capital Ratio | 10.958% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.49% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.581% |
| Earning Assets to total Assets | 97.38% |
Income and Expense
| Total Interest Income | $14.73M |
| Total Noninterest Income | $591.00k |
| Total Interest Expense | $7.27M |
| Total Noninterest Expense | $2.33M |
| Net Interest Income | $7.46M |
| Pre-tax Net Operating Income | $4.72M |
| Provision for Credit Losses | $999.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $75.71M |
| Federal Funds Sold & Reverse Repurchase Agreement | $64.69M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.19M |
| Total Liabilities and Capital | $849.67M |
Securities
| Securities | $49.69M |
| Available-for-sale debt securities | $49.19M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $500.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Central Bank?
$849.67M as of the latest filing.
How much are Central Bank's total deposits?
$684.37M in total deposits.
Where is Central Bank located?
Little Rock, AR.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
3.
When was it established?
08/12/1912.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$702.38M (latest filing).
What is the total interest income (latest filing)?
$14.73M.