Lamar National Bank

Paris, TX
IDRSSD: 2161
Total Assets
$375.92M
Latest filing
Total Deposits
$327.63M
Latest filing
Net Interest Margin
4.37%
Profitability

Key People

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Locations

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Main Office
Lamar National Bank
200 S Collegiate Dr
Paris, TX 75460
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/26/1981FDIC Certificate 16529

Branches (5)

Page 1 of 1
NameAddressCity / State
Lamar National Bank (Main)200 S Collegiate DrParis, TX
CELINA BRANCH110 S Preston RdCelina, TX
NORTH LAKE BRANCH100 Plaza PlNorthlake, TX
FRISCO BRANCH OFFICE6801 Gaylord PkwyFrisco, TX
RENO BRANCH6270 Lamar RdReno, TX
ANNA BRANCH1515 West White StreetAnna, TX
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date10/26/1981
Community BankYes
Ownership TypeNot Mutual
ZIP75460
State and County Number48277
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameParis, TX

Operational Info

Number of Employees76
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/26/1981
Primary Insurance AgencyDIF
Websitewww.lamarnational.com
Data Updated01/30/2026
CERT23597
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$375.92M
Total Deposits$327.63M
Total Liabilities$343.24M
Total Equity Capital$32.68M
Net Income$676.00k
Net Loans and Leases$239.99M
Assets Per Employee ($Millions)$5.22M
Bank Premises and Fixed Assets$19.23M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$327.63M

Key Performance Ratios

Return on Assets (ROA)0.73%
Return on Equity (ROE)8.5%
Net Interest Margin4.37%
Efficiency Ratio73.61%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.27%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.694%
Earning Assets to total Assets88.25%

Income and Expense

Total Interest Income$5.05M
Total Noninterest Income$493.00k
Total Interest Expense$1.47M
Total Noninterest Expense$3.00M
Net Interest Income$3.59M
Pre-tax Net Operating Income$871.00k
Provision for Credit Losses$248.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$5.24M
Federal Funds Purchased and Repurchased Agreement$4.00M
All Other Liabilities$6.61M
Total Liabilities and Capital$375.92M

Securities

Securities$82.09M
Available-for-sale debt securities$82.09M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Lamar National Bank?
$375.92M as of the latest filing.
How much are Lamar National Bank's total deposits?
$327.63M in total deposits.
Where is Lamar National Bank located?
Paris, TX.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
6.
When was it established?
10/26/1981.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$239.99M (latest filing).
What is the total interest income (latest filing)?
$5.05M.