TrustTexas Bank, SSB
Cuero, TX
IDRSSD: 539872
Total Assets
$363.92M
Latest filing
Total Deposits
$358.40M
Latest filing
Net Interest Margin
2.87%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
TrustTexas Bank, SSB
121 E Courthouse St
Cuero, TX 77954
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1921FDIC Certificate 41349
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| TrustTexas Bank, SSB (Main) | 121 E Courthouse St | Cuero, TX |
| YORKTOWN BRANCH | 225 E Main St | Yorktown, TX |
| VICTORIA-LAURENT BRANCH | 2109 N Laurent St | Victoria, TX |
| VICTORIA-SAM HOUSTON BRANCH | 2701 Sam Houston Dr | Victoria, TX |
| KYLE BRANCH | 4625 Ratcliffe Dr | Kyle, TX |
| NEW BRAUNFELS BRANCH | 2085 Central Plz | New Braunfels, TX |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1921 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77954 |
| State and County Number | 48123 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.trusttexas.bank |
| Data Updated | 11/14/2025 |
| CERT | 28515 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $363.92M |
| Total Deposits | $358.40M |
| Total Liabilities | $361.96M |
| Total Equity Capital | $1.96M |
| Net Income | $208.00k |
| Net Loans and Leases | $174.64M |
| Assets Per Employee ($Millions) | $6.62M |
| Bank Premises and Fixed Assets | $6.03M |
| Cash and Balances due from Depository Institutions | $87.96M |
| Deposits Held in Domestic Offices | $358.40M |
Key Performance Ratios
| Return on Assets (ROA) | 0.23% |
| Return on Equity (ROE) | -196.46% |
| Net Interest Margin | 2.87% |
| Efficiency Ratio | 87.39% |
| Tier 1 Risk-Based Capital Ratio | 15.392% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 0.539% |
| Earning Assets to total Assets | 94.33% |
Income and Expense
| Total Interest Income | $3.96M |
| Total Noninterest Income | $520.00k |
| Total Interest Expense | $1.54M |
| Total Noninterest Expense | $2.56M |
| Net Interest Income | $2.41M |
| Pre-tax Net Operating Income | $208.00k |
| Provision for Credit Losses | $162.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.56M |
| Total Liabilities and Capital | $363.92M |
Securities
| Securities | $84.94M |
| Available-for-sale debt securities | $84.94M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of TrustTexas Bank, SSB?
$363.92M as of the latest filing.
How much are TrustTexas Bank, SSB's total deposits?
$358.40M in total deposits.
Where is TrustTexas Bank, SSB located?
Cuero, TX.
What is the Net Interest Margin?
2.87%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1921.
What is the Return on Assets (ROA)?
0.23%.
How much are total loans and leases?
$174.64M (latest filing).
What is the total interest income (latest filing)?
$3.96M.