First Federal Community Bank, SSB
Paris, TX
IDRSSD: 898579
Total Assets
$592.68M
Latest filing
Total Deposits
$513.92M
Latest filing
Net Interest Margin
3.94%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Federal Community Bank, SSB
630 Clarksville St
Paris, TX 75460
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1922FDIC Certificate 40512
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Federal Community Bank, SSB (Main) | 630 Clarksville St | Paris, TX |
| 1902 W MAIN | 1902 W Main St | Clarksville, TX |
| MOUNT PLEASANT BRANCH | 805 N Madison Ave | Mount Pleasant, TX |
| PARIS BRANCH | 3010 Ne Loop 286 | Paris, TX |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Liberty National Bank in Paris
Paris, Texas
→
Assets: $467.46MΔ -20.1%
Lamar National Bank
Paris, Texas
→
Assets: $371.07MΔ -36.6%
Peoples Bank
Paris, Texas
→
Assets: $172.08MΔ -70.6%
The First National Bank of East Texas
Gilmer, Texas
→
Assets: $584.66MΔ -0.1%
Worthington Bank
Arlington, Texas
→
Assets: $587.33MΔ +0.3%
Gulf Capital Bank
Houston, Texas
→
Assets: $582.25MΔ -0.5%
Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1922 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 75460 |
| State and County Number | 48277 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Paris, TX |
Operational Info
| Number of Employees | 83 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.ffcbank.com |
| Data Updated | 11/14/2025 |
| CERT | 27678 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $592.68M |
| Total Deposits | $513.92M |
| Total Liabilities | $518.94M |
| Total Equity Capital | $73.74M |
| Net Income | $1.62M |
| Net Loans and Leases | $473.57M |
| Assets Per Employee ($Millions) | $7.23M |
| Bank Premises and Fixed Assets | $5.58M |
| Cash and Balances due from Depository Institutions | $63.87M |
| Deposits Held in Domestic Offices | $513.92M |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 8.93% |
| Net Interest Margin | 3.94% |
| Efficiency Ratio | 65.82% |
| Tier 1 Risk-Based Capital Ratio | 17.679% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.442% |
| Earning Assets to total Assets | 93.81% |
Income and Expense
| Total Interest Income | $8.21M |
| Total Noninterest Income | $838.00k |
| Total Interest Expense | $2.75M |
| Total Noninterest Expense | $4.15M |
| Net Interest Income | $5.46M |
| Pre-tax Net Operating Income | $2.04M |
| Provision for Credit Losses | $118.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $46.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.01M |
| Total Liabilities and Capital | $592.68M |
Securities
| Securities | $21.77M |
| Available-for-sale debt securities | $20.47M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $500.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Federal Community Bank, SSB?
$592.68M as of the latest filing.
How much are First Federal Community Bank, SSB's total deposits?
$513.92M in total deposits.
Where is First Federal Community Bank, SSB located?
Paris, TX.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$473.57M (latest filing).
What is the total interest income (latest filing)?
$8.21M.