Farmers State Bank
Center, TX
IDRSSD: 875057
Total Assets
$403.99M
Latest filing
Total Deposits
$347.77M
Latest filing
Net Interest Margin
4.93%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
113105070CENTER, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers State Bank
115 Shelbyville St
Center, TX 75935
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/07/1910FDIC Certificate 8443
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers State Bank (Main) | 115 Shelbyville St | Center, TX |
| CARTHAGE BRANCH | 114 W Wellington St | Carthage, TX |
| DRIVE-IN FACILITY | 209 Logansport St | Center, TX |
| SHELBYVILLE BRANCH | 5033 State Highway 87 S | Shelbyville, TX |
| JOAQUIN BRANCH | 12607 U.S. Hwy. 84 East | Joaquin, TX |
| CENTER BRANCH | 275 Rough Rider Dr | Center, TX |
| FRANKLIN LPO | 321 W Us Highway 79 | Franklin, TX |
| NACOGDOCHES LPO | 3540 Ne Stallings Dr | Nacogdoches, TX |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/07/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75935 |
| State and County Number | 48419 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 73 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsbctx.bank |
| Data Updated | 01/30/2026 |
| CERT | 13407 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $403.99M |
| Total Deposits | $347.77M |
| Total Liabilities | $349.90M |
| Total Equity Capital | $54.09M |
| Net Income | $1.92M |
| Net Loans and Leases | $240.05M |
| Assets Per Employee ($Millions) | $5.61M |
| Bank Premises and Fixed Assets | $2.92M |
| Cash and Balances due from Depository Institutions | $48.23M |
| Deposits Held in Domestic Offices | $347.77M |
Key Performance Ratios
| Return on Assets (ROA) | 1.99% |
| Return on Equity (ROE) | 14.22% |
| Net Interest Margin | 4.93% |
| Efficiency Ratio | 60.24% |
| Tier 1 Risk-Based Capital Ratio | 19.63% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.389% |
| Earning Assets to total Assets | 92.47% |
Income and Expense
| Total Interest Income | $5.47M |
| Total Noninterest Income | $412.00k |
| Total Interest Expense | $1.04M |
| Total Noninterest Expense | $2.92M |
| Net Interest Income | $4.43M |
| Pre-tax Net Operating Income | $1.92M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.09M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.13M |
| Total Liabilities and Capital | $403.99M |
Securities
| Securities | $97.29M |
| Available-for-sale debt securities | $97.29M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank?
$403.99M as of the latest filing.
How much are Farmers State Bank's total deposits?
$347.77M in total deposits.
Where is Farmers State Bank located?
Center, TX.
What is the Net Interest Margin?
4.93%.
How many domestic offices does it operate?
8.
When was it established?
07/07/1910.
What is the Return on Assets (ROA)?
1.99%.
How much are total loans and leases?
$240.05M (latest filing).
What is the total interest income (latest filing)?
$5.47M.