First National Bank in Port Lavaca
Port Lavaca, TX
IDRSSD: 855264
Total Assets
$368.72M
Latest filing
Total Deposits
$300.49M
Latest filing
Net Interest Margin
3.02%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank in Port Lavaca
1101 N Us Highway 35 Byp
Port Lavaca, TX 77979
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/13/1957FDIC Certificate 11759
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank in Port Lavaca (Main) | 1101 N Us Highway 35 Byp | Port Lavaca, TX |
| SEAPORT BANK BRANCH | 101 Railroad Ave | Seadrift, TX |
| FIRST NATIONAL BANK IN PORT LAVACA/BRANCH | 3675 W Adams St | Port O Connor, TX |
| FIRST NATIONAL BANK- LAVACA VICTORIA BRANCH | 4304 N Main St | Victoria, TX |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/13/1957 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77979 |
| State and County Number | 48057 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Port Lavaca, TX |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/13/1957 |
| Primary Insurance Agency | DIF |
| Website | WWW.FNBPORTLAVACA.COM |
| Data Updated | 11/14/2025 |
| CERT | 17811 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $368.72M |
| Total Deposits | $300.49M |
| Total Liabilities | $331.98M |
| Total Equity Capital | $36.74M |
| Net Income | $997.00k |
| Net Loans and Leases | $210.84M |
| Assets Per Employee ($Millions) | $8.57M |
| Bank Premises and Fixed Assets | $3.84M |
| Cash and Balances due from Depository Institutions | $32.03M |
| Deposits Held in Domestic Offices | $300.49M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 11.37% |
| Net Interest Margin | 3.02% |
| Efficiency Ratio | 60.41% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.965% |
| Earning Assets to total Assets | 95.92% |
Income and Expense
| Total Interest Income | $4.06M |
| Total Noninterest Income | $255.00k |
| Total Interest Expense | $1.41M |
| Total Noninterest Expense | $1.76M |
| Net Interest Income | $2.65M |
| Pre-tax Net Operating Income | $1.22M |
| Provision for Credit Losses | $-72,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $30.71M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.88M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $780.00k |
| Total Liabilities and Capital | $368.72M |
Securities
| Securities | $109.22M |
| Available-for-sale debt securities | $109.22M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank in Port Lavaca?
$368.72M as of the latest filing.
How much are First National Bank in Port Lavaca's total deposits?
$300.49M in total deposits.
Where is First National Bank in Port Lavaca located?
Port Lavaca, TX.
What is the Net Interest Margin?
3.02%.
How many domestic offices does it operate?
4.
When was it established?
11/13/1957.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$210.84M (latest filing).
What is the total interest income (latest filing)?
$4.06M.