The Commercial National Bank of Brady
Brady, TX
IDRSSD: 42354
Total Assets
$370.65M
Latest filing
Total Deposits
$281.49M
Latest filing
Net Interest Margin
7.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Commercial National Bank of Brady
105 E 2nd St
Brady, TX 76825
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/11/1907FDIC Certificate 1985
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Commercial National Bank of Brady (Main) | 105 E 2nd St | Brady, TX |
| GRANITE SHOALS BRANCH | 8110 W Fm 1431 | Granite Shoals, TX |
| BRADY SAN SABA BRANCH | 307 W Wallace St | San Saba, TX |
| THE COMMERCIAL NATIONAL BANK OF BRADY - BURNET BRANCH | 211 S Water St | Burnet, TX |
| MARBLE FALLS BRANCH | 617 N Us Highway 281 | Marble Falls, TX |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/11/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76825 |
| State and County Number | 48307 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 62 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://cnbbrady.com |
| Data Updated | 11/14/2025 |
| CERT | 3110 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $370.65M |
| Total Deposits | $281.49M |
| Total Liabilities | $336.93M |
| Total Equity Capital | $33.72M |
| Net Income | $3.57M |
| Net Loans and Leases | $301.77M |
| Assets Per Employee ($Millions) | $5.53M |
| Bank Premises and Fixed Assets | $9.79M |
| Cash and Balances due from Depository Institutions | $8.24M |
| Deposits Held in Domestic Offices | $281.49M |
Key Performance Ratios
| Return on Assets (ROA) | 3.85% |
| Return on Equity (ROE) | 44.86% |
| Net Interest Margin | 7.03% |
| Efficiency Ratio | 43.29% |
| Tier 1 Risk-Based Capital Ratio | 12.826% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.099% |
| Earning Assets to total Assets | 93.46% |
Income and Expense
| Total Interest Income | $8.03M |
| Total Noninterest Income | $465.00k |
| Total Interest Expense | $1.97M |
| Total Noninterest Expense | $2.83M |
| Net Interest Income | $6.06M |
| Pre-tax Net Operating Income | $3.57M |
| Provision for Credit Losses | $120.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $54.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.44M |
| Total Liabilities and Capital | $370.65M |
Securities
| Securities | $40.39M |
| Available-for-sale debt securities | $40.39M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Commercial National Bank of Brady?
$370.65M as of the latest filing.
How much are The Commercial National Bank of Brady's total deposits?
$281.49M in total deposits.
Where is The Commercial National Bank of Brady located?
Brady, TX.
What is the Net Interest Margin?
7.03%.
How many domestic offices does it operate?
5.
When was it established?
03/11/1907.
What is the Return on Assets (ROA)?
3.85%.
How much are total loans and leases?
$301.77M (latest filing).
What is the total interest income (latest filing)?
$8.03M.