Texas Traditions Bank
Katy, TX
IDRSSD: 5760439
Total Assets
$368.20M
Latest filing
Total Deposits
$320.02M
Latest filing
Net Interest Margin
5.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Texas Traditions Bank
24285 Katy Fwy
Katy, TX 77494
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/06/2022FDIC Certificate 641636
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Texas Traditions Bank (Main) | 24285 Katy Fwy | Katy, TX |
| TEXAS TRADITIONS BANK - WEBSTER BRANCH | 455 E Medical Center Blvd | Webster, TX |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/06/2022 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77494 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/27/2022 |
| Date of Deposit Insurance | 09/06/2022 |
| Primary Insurance Agency | DIF |
| Website | http://txtraditionsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 59304 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $368.20M |
| Total Deposits | $320.02M |
| Total Liabilities | $325.18M |
| Total Equity Capital | $43.02M |
| Net Income | $767.00k |
| Net Loans and Leases | $250.98M |
| Assets Per Employee ($Millions) | $7.36M |
| Bank Premises and Fixed Assets | $4.38M |
| Cash and Balances due from Depository Institutions | $34.20M |
| Deposits Held in Domestic Offices | $320.02M |
Key Performance Ratios
| Return on Assets (ROA) | 0.87% |
| Return on Equity (ROE) | 7.21% |
| Net Interest Margin | 5.36% |
| Efficiency Ratio | 70.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.43% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.684% |
| Earning Assets to total Assets | 96.75% |
Income and Expense
| Total Interest Income | $6.31M |
| Total Noninterest Income | $92.00k |
| Total Interest Expense | $1.75M |
| Total Noninterest Expense | $3.26M |
| Net Interest Income | $4.56M |
| Pre-tax Net Operating Income | $1.01M |
| Provision for Credit Losses | $375.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $38.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.16M |
| Total Liabilities and Capital | $368.20M |
Securities
| Securities | $37.90M |
| Available-for-sale debt securities | $37.90M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Texas Traditions Bank?
$368.20M as of the latest filing.
How much are Texas Traditions Bank's total deposits?
$320.02M in total deposits.
Where is Texas Traditions Bank located?
Katy, TX.
What is the Net Interest Margin?
5.36%.
How many domestic offices does it operate?
1.
When was it established?
09/06/2022.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$250.98M (latest filing).
What is the total interest income (latest filing)?
$6.31M.