HomeBank Texas

Seagoville, TX
IDRSSD: 522669
Total Assets
$364.74M
Latest filing
Total Deposits
$314.90M
Latest filing
Net Interest Margin
4.60%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
HomeBank Texas
601 N Highway 175
Seagoville, TX 75159
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/07/1952FDIC Certificate 11144

Branches (2)

Page 1 of 1
NameAddressCity / State
HomeBank Texas (Main)601 N Highway 175Seagoville, TX
BUCKNER BRANCH3637 N Buckner BlvdDallas, TX
ROCKWALL BRANCH105 E Ralph Hall PkwyRockwall, TX
Showing 2 of 2

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/07/1952
Community BankYes
Ownership TypeNot Mutual
ZIP75159
State and County Number48113
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameDallas-Fort Worth-Arlington, TX

Operational Info

Number of Employees40
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/07/1952
Primary Insurance AgencyDIF
Websitewww.homebanktx.com
Data Updated11/14/2025
CERT17094
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$364.74M
Total Deposits$314.90M
Total Liabilities$322.62M
Total Equity Capital$42.12M
Net Income$1.64M
Net Loans and Leases$282.52M
Assets Per Employee ($Millions)$8.48M
Bank Premises and Fixed Assets$8.30M
Cash and Balances due from Depository Institutions$20.87M
Deposits Held in Domestic Offices$314.90M

Key Performance Ratios

Return on Assets (ROA)1.82%
Return on Equity (ROE)15.88%
Net Interest Margin4.6%
Efficiency Ratio58.4%
Tier 1 Risk-Based Capital Ratio16.364%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.547%
Earning Assets to total Assets94.07%

Income and Expense

Total Interest Income$5.47M
Total Noninterest Income$191.00k
Total Interest Expense$1.58M
Total Noninterest Expense$2.38M
Net Interest Income$3.89M
Pre-tax Net Operating Income$1.64M
Provision for Credit Losses$60.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.85M
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$27.27M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.73M
Total Liabilities and Capital$364.74M

Securities

Securities$17.28M
Available-for-sale debt securities$17.28M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of HomeBank Texas?
$364.74M as of the latest filing.
How much are HomeBank Texas's total deposits?
$314.90M in total deposits.
Where is HomeBank Texas located?
Seagoville, TX.
What is the Net Interest Margin?
4.60%.
How many domestic offices does it operate?
4.
When was it established?
04/07/1952.
What is the Return on Assets (ROA)?
1.82%.
How much are total loans and leases?
$282.52M (latest filing).
What is the total interest income (latest filing)?
$5.47M.