First State Bank of Texas
Orange, TX
IDRSSD: 190563
Total Assets
$368.71M
Latest filing
Total Deposits
$330.64M
Latest filing
Net Interest Margin
5.27%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank of Texas
4039 I-10 East
Orange, TX 77630
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/12/1914FDIC Certificate 7614
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank of Texas (Main) | 4039 I-10 East | Orange, TX |
| THREE RIVERS BRANCH | 422 Dibrell Avenue | Three Rivers, TX |
| VIDOR BRANCH | 1384 N Main St | Vidor, TX |
| PHELAN BOULEVARD BRANCH | 3475 Phelan Blvd | Beaumont, TX |
| THE WOODLANDS BRANCH | 25700 I - 45 North | Spring, TX |
| TOMBALL BRANCH | 27920 Tomball Pkwy | Tomball, TX |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/12/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77630 |
| State and County Number | 48361 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Beaumont-Port Arthur, TX |
Operational Info
| Number of Employees | 65 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/30/2020 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsboftx.com |
| Data Updated | 01/30/2026 |
| CERT | 11922 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $368.71M |
| Total Deposits | $330.64M |
| Total Liabilities | $332.47M |
| Total Equity Capital | $36.24M |
| Net Income | $185.00k |
| Net Loans and Leases | $258.09M |
| Assets Per Employee ($Millions) | $5.59M |
| Bank Premises and Fixed Assets | $9.09M |
| Cash and Balances due from Depository Institutions | $23.47M |
| Deposits Held in Domestic Offices | $330.64M |
Key Performance Ratios
| Return on Assets (ROA) | 0.2% |
| Return on Equity (ROE) | 2.05% |
| Net Interest Margin | 5.27% |
| Efficiency Ratio | 63.69% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.64% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.83% |
| Earning Assets to total Assets | 92.56% |
Income and Expense
| Total Interest Income | $6.11M |
| Total Noninterest Income | $313.00k |
| Total Interest Expense | $1.68M |
| Total Noninterest Expense | $3.07M |
| Net Interest Income | $4.43M |
| Pre-tax Net Operating Income | $185.00k |
| Provision for Credit Losses | $1.49M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.83M |
| Total Liabilities and Capital | $368.71M |
Securities
| Securities | $65.97M |
| Available-for-sale debt securities | $48.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $17.84M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Texas?
$368.71M as of the latest filing.
How much are First State Bank of Texas's total deposits?
$330.64M in total deposits.
Where is First State Bank of Texas located?
Orange, TX.
What is the Net Interest Margin?
5.27%.
How many domestic offices does it operate?
6.
When was it established?
08/12/1914.
What is the Return on Assets (ROA)?
0.2%.
How much are total loans and leases?
$258.09M (latest filing).
What is the total interest income (latest filing)?
$6.11M.