Crossroads Bank
Yoakum, TX
IDRSSD: 564463
Total Assets
$381.02M
Latest filing
Total Deposits
$348.01M
Latest filing
Net Interest Margin
4.15%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
114917924YOAKUM, TX
Key People
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Locations
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Main Office
Crossroads Bank
406 W Grand Ave
Yoakum, TX 77995
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1931FDIC Certificate 6869
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Crossroads Bank (Main) | 406 W Grand Ave | Yoakum, TX |
| MOULTON BRANCH | 201 N Lavaca | Moulton, TX |
| VICTORIA BRANCH | 4611 E Airline Rd Ste 100 | Victoria, TX |
| CROSSROADS BANK BRANCH | 110 S Main St | Hallettsville, TX |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77995 |
| State and County Number | 48123 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.crbanktx.com |
| Data Updated | 01/30/2026 |
| CERT | 10709 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $381.02M |
| Total Deposits | $348.01M |
| Total Liabilities | $350.28M |
| Total Equity Capital | $30.74M |
| Net Income | $1.52M |
| Net Loans and Leases | $207.01M |
| Assets Per Employee ($Millions) | $7.78M |
| Bank Premises and Fixed Assets | $4.28M |
| Cash and Balances due from Depository Institutions | $17.38M |
| Deposits Held in Domestic Offices | $348.01M |
Key Performance Ratios
| Return on Assets (ROA) | 1.62% |
| Return on Equity (ROE) | 20.02% |
| Net Interest Margin | 4.15% |
| Efficiency Ratio | 60.3% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.067% |
| Earning Assets to total Assets | 93.23% |
Income and Expense
| Total Interest Income | $5.14M |
| Total Noninterest Income | $715.00k |
| Total Interest Expense | $1.51M |
| Total Noninterest Expense | $2.62M |
| Net Interest Income | $3.63M |
| Pre-tax Net Operating Income | $1.52M |
| Provision for Credit Losses | $205.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $644.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.27M |
| Total Liabilities and Capital | $381.02M |
Securities
| Securities | $141.44M |
| Available-for-sale debt securities | $141.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Crossroads Bank?
$381.02M as of the latest filing.
How much are Crossroads Bank's total deposits?
$348.01M in total deposits.
Where is Crossroads Bank located?
Yoakum, TX.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1931.
What is the Return on Assets (ROA)?
1.62%.
How much are total loans and leases?
$207.01M (latest filing).
What is the total interest income (latest filing)?
$5.14M.