Kearney Trust Company

Kearney, MO
IDRSSD: 814551
Total Assets
$313.80M
Latest filing
Total Deposits
$278.62M
Latest filing
Net Interest Margin
3.94%
Profitability

Locations

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Main Office
Kearney Trust Company
310 W 92 Hwy
Kearney, MO 64060
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/10/1882FDIC Certificate 6273

Branches (1)

Page 1 of 1
NameAddressCity / State
Kearney Trust Company (Main)310 W 92 HwyKearney, MO
PRICE CHOPPER LOCATION701 Watson DrKearney, MO
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/10/1882
Community BankYes
Ownership TypeNot Mutual
ZIP64060
State and County Number29047
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKansas City, MO-KS

Operational Info

Number of Employees36
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.kearneytrust.com
Data Updated11/14/2025
CERT9794
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$313.80M
Total Deposits$278.62M
Total Liabilities$281.28M
Total Equity Capital$32.52M
Net Income$1.71M
Net Loans and Leases$161.92M
Assets Per Employee ($Millions)$8.48M
Bank Premises and Fixed Assets$1.31M
Cash and Balances due from Depository Institutions$37.08M
Deposits Held in Domestic Offices$278.62M

Key Performance Ratios

Return on Assets (ROA)2.18%
Return on Equity (ROE)21.85%
Net Interest Margin3.94%
Efficiency Ratio48.03%
Tier 1 Risk-Based Capital Ratio19.418%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.364%
Earning Assets to total Assets97.09%

Income and Expense

Total Interest Income$4.12M
Total Noninterest Income$273.00k
Total Interest Expense$1.12M
Total Noninterest Expense$1.57M
Net Interest Income$3.00M
Pre-tax Net Operating Income$1.70M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.65M
Total Liabilities and Capital$313.80M

Securities

Securities$111.02M
Available-for-sale debt securities$111.02M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Kearney Trust Company?
$313.80M as of the latest filing.
How much are Kearney Trust Company's total deposits?
$278.62M in total deposits.
Where is Kearney Trust Company located?
Kearney, MO.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
2.
When was it established?
06/10/1882.
What is the Return on Assets (ROA)?
2.18%.
How much are total loans and leases?
$161.92M (latest filing).
What is the total interest income (latest filing)?
$4.12M.