CUSB Bank
Cresco, IA
IDRSSD: 900146
Total Assets
$798.71M
Latest filing
Total Deposits
$702.61M
Latest filing
Net Interest Margin
3.43%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
CUSB Bank
111 N Elm St
Cresco, IA 52136
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1888FDIC Certificate 12343
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| CUSB Bank (Main) | 111 N Elm St | Cresco, IA |
| RIDGEWAY BRANCH | 410 State Highway 9 | Ridgeway, IA |
| LIME SPRINGS BRANCH | 132 W Main St | Lime Springs, IA |
| SHELL ROCK BRANCH | 104 N Cherry St | Shell Rock, IA |
| OSAGE BRANCH | 1533 Main St | Osage, IA |
| CHARLES CITY BRANCH | 1407 S Grand Ave | Charles City, IA |
| WAVERLY BRANCH | 933 16th St Sw | Waverly, IA |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/01/1888 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52136 |
| State and County Number | 19089 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 101 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 10/03/1961 |
| Primary Insurance Agency | DIF |
| Website | www.cusb.com |
| Data Updated | 11/14/2025 |
| CERT | 18443 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $798.71M |
| Total Deposits | $702.61M |
| Total Liabilities | $707.79M |
| Total Equity Capital | $90.92M |
| Net Income | $2.63M |
| Net Loans and Leases | $605.88M |
| Assets Per Employee ($Millions) | $7.83M |
| Bank Premises and Fixed Assets | $5.84M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $702.61M |
Key Performance Ratios
| Return on Assets (ROA) | 1.34% |
| Return on Equity (ROE) | 11.98% |
| Net Interest Margin | 3.43% |
| Efficiency Ratio | 56.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.383% |
| Earning Assets to total Assets | 93.03% |
Income and Expense
| Total Interest Income | $10.72M |
| Total Noninterest Income | $971.00k |
| Total Interest Expense | $4.43M |
| Total Noninterest Expense | $4.13M |
| Net Interest Income | $6.29M |
| Pre-tax Net Operating Income | $2.76M |
| Provision for Credit Losses | $375.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.82M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.18M |
| Total Liabilities and Capital | $798.71M |
Securities
| Securities | $116.49M |
| Available-for-sale debt securities | $113.82M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.56M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CUSB Bank?
$798.71M as of the latest filing.
How much are CUSB Bank's total deposits?
$702.61M in total deposits.
Where is CUSB Bank located?
Cresco, IA.
What is the Net Interest Margin?
3.43%.
How many domestic offices does it operate?
7.
When was it established?
04/01/1888.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$605.88M (latest filing).
What is the total interest income (latest filing)?
$10.72M.