Farmers State Bank
Marion, IA
IDRSSD: 1006148
Total Assets
$1.09B
Latest filing
Total Deposits
$886.47M
Latest filing
Net Interest Margin
3.34%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/27/1927 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52302 |
| State and County Number | 19113 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Cedar Rapids, IA |
Operational Info
| Number of Employees | 138 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/09/1934 |
| Primary Insurance Agency | DIF |
| Website | www.myfsbonline.com |
| Data Updated | 11/14/2025 |
| CERT | 14209 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.09B |
| Total Deposits | $886.47M |
| Total Liabilities | $937.28M |
| Total Equity Capital | $148.34M |
| Net Income | $4.47M |
| Net Loans and Leases | $805.64M |
| Assets Per Employee ($Millions) | $7.75M |
| Bank Premises and Fixed Assets | $8.47M |
| Cash and Balances due from Depository Institutions | $41.85M |
| Deposits Held in Domestic Offices | $886.47M |
Key Performance Ratios
| Return on Assets (ROA) | 1.66% |
| Return on Equity (ROE) | 12.29% |
| Net Interest Margin | 3.34% |
| Efficiency Ratio | 52.74% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.664% |
| Earning Assets to total Assets | 96.65% |
Income and Expense
| Total Interest Income | $13.76M |
| Total Noninterest Income | $1.44M |
| Total Interest Expense | $5.08M |
| Total Noninterest Expense | $5.34M |
| Net Interest Income | $8.68M |
| Pre-tax Net Operating Income | $4.66M |
| Provision for Credit Losses | $125.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $24.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $19.06M |
| All Other Liabilities | $7.75M |
| Total Liabilities and Capital | $1.09B |
Securities
| Securities | $208.28M |
| Available-for-sale debt securities | $202.72M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $5.55M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank?
$1.09B as of the latest filing.
How much are Farmers State Bank's total deposits?
$886.47M in total deposits.
Where is Farmers State Bank located?
Marion, IA.
What is the Net Interest Margin?
3.34%.
How many domestic offices does it operate?
9.
When was it established?
08/27/1927.
What is the Return on Assets (ROA)?
1.66%.
How much are total loans and leases?
$805.64M (latest filing).
What is the total interest income (latest filing)?
$13.76M.