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VISIONBANK OF IOWA

Ames, IA
IDRSSD: 269049
Total Assets
$899.95M
Latest filing
Total Deposits
$748.60M
Latest filing
Net Interest Margin
3.64%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date06/01/1884
Community BankYes
Ownership TypeNot Mutual
ZIP50010
State and County Number19169
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameAmes, IA

Operational Info

Number of Employees124
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.visionbank.com
Data Updated11/14/2025
CERT11763
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$899.95M
Total Deposits$748.60M
Total Liabilities$810.83M
Total Equity Capital$89.12M
Net Income$3.16M
Net Loans and Leases$760.43M
Assets Per Employee ($Millions)$7.03M
Bank Premises and Fixed Assets$16.92M
Cash and Balances due from Depository Institutions$36.07M
Deposits Held in Domestic Offices$748.60M

Key Performance Ratios

Return on Assets (ROA)1.39%
Return on Equity (ROE)14.13%
Net Interest Margin3.64%
Efficiency Ratio60.78%
Tier 1 Risk-Based Capital Ratio10.035%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.06%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.903%
Earning Assets to total Assets94.48%

Income and Expense

Total Interest Income$12.62M
Total Noninterest Income$959.00k
Total Interest Expense$4.83M
Total Noninterest Expense$5.32M
Net Interest Income$7.80M
Pre-tax Net Operating Income$3.31M
Provision for Credit Losses$125.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$57.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$2.43M
All Other Liabilities$2.80M
Total Liabilities and Capital$899.95M

Securities

Securities$62.92M
Available-for-sale debt securities$61.42M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.50M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of VISIONBANK OF IOWA?
$899.95M as of the latest filing.
How much are VISIONBANK OF IOWA's total deposits?
$748.60M in total deposits.
Where is VISIONBANK OF IOWA located?
Ames, IA.
What is the Net Interest Margin?
3.64%.
How many domestic offices does it operate?
13.
When was it established?
06/01/1884.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$760.43M (latest filing).
What is the total interest income (latest filing)?
$12.62M.