VISIONBANK OF IOWA
Ames, IA
IDRSSD: 269049
Total Assets
$898.51M
Latest filing
Total Deposits
$755.00M
Latest filing
Net Interest Margin
3.61%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
VISIONBANK OF IOWA
104 Chestnut St
Ames, IA 50010
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/1884FDIC Certificate 7523
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| VISIONBANK OF IOWA (Main) | 104 Chestnut St | Ames, IA |
| BONDURANT BRANCH | 1201 Grant St S | Bondurant, IA |
| MITCHELLVILLE BRANCH | 215 Center Ave S | Mitchellville, IA |
| 107 MAIN STREET BRANCH | 107 Main St | Ames, IA |
| MORTENSEN BRANCH | 4510 Mortensen Rd | Ames, IA |
| GRIMES BRANCH | 925 Se Gateway Dr | Grimes, IA |
| CLIVE BRANCH | 12901 University Ave | Clive, IA |
| CITY STATE BANK BRANCH | 217 W Mulberry St | Ogden, IA |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/01/1884 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50010 |
| State and County Number | 19169 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Ames, IA |
Operational Info
| Number of Employees | 128 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.visionbank.com |
| Data Updated | 01/30/2026 |
| CERT | 11763 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $898.51M |
| Total Deposits | $755.00M |
| Total Liabilities | $807.41M |
| Total Equity Capital | $91.10M |
| Net Income | $3.26M |
| Net Loans and Leases | $758.99M |
| Assets Per Employee ($Millions) | $7.25M |
| Bank Premises and Fixed Assets | $16.90M |
| Cash and Balances due from Depository Institutions | $43.49M |
| Deposits Held in Domestic Offices | $755.00M |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 14.48% |
| Net Interest Margin | 3.61% |
| Efficiency Ratio | 60.72% |
| Tier 1 Risk-Based Capital Ratio | 10.21% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.139% |
| Earning Assets to total Assets | 94.6% |
Income and Expense
| Total Interest Income | $12.50M |
| Total Noninterest Income | $1.21M |
| Total Interest Expense | $4.83M |
| Total Noninterest Expense | $5.39M |
| Net Interest Income | $7.67M |
| Pre-tax Net Operating Income | $3.40M |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $47.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.64M |
| All Other Liabilities | $2.78M |
| Total Liabilities and Capital | $898.51M |
Securities
| Securities | $56.70M |
| Available-for-sale debt securities | $55.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.50M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of VISIONBANK OF IOWA?
$898.51M as of the latest filing.
How much are VISIONBANK OF IOWA's total deposits?
$755.00M in total deposits.
Where is VISIONBANK OF IOWA located?
Ames, IA.
What is the Net Interest Margin?
3.61%.
How many domestic offices does it operate?
13.
When was it established?
06/01/1884.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$758.99M (latest filing).
What is the total interest income (latest filing)?
$12.50M.