Gulfside Bank
Sarasota, FL
IDRSSD: 5303724
Total Assets
$337.02M
Latest filing
Total Deposits
$293.62M
Latest filing
Net Interest Margin
3.67%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Gulfside Bank
333 N Orange Ave
Sarasota, FL 34236
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/13/2018FDIC Certificate 596314
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Gulfside Bank (Main) | 333 N Orange Ave | Sarasota, FL |
| FRUITVILLE OFFICE BRANCH | 2870 Height Street | Sarasota, FL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/13/2018 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 34236 |
| State and County Number | 12115 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | North Port-Sarasota-Bradenton, FL |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/13/2018 |
| Primary Insurance Agency | DIF |
| Website | www.gulfsidebank.com |
| Data Updated | 11/14/2025 |
| CERT | 59140 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $337.02M |
| Total Deposits | $293.62M |
| Total Liabilities | $306.91M |
| Total Equity Capital | $30.11M |
| Net Income | $1.01M |
| Net Loans and Leases | $229.66M |
| Assets Per Employee ($Millions) | $11.62M |
| Bank Premises and Fixed Assets | $2.38M |
| Cash and Balances due from Depository Institutions | $36.43M |
| Deposits Held in Domestic Offices | $293.62M |
Key Performance Ratios
| Return on Assets (ROA) | 1.23% |
| Return on Equity (ROE) | 13.71% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 55.96% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.934% |
| Earning Assets to total Assets | 95.02% |
Income and Expense
| Total Interest Income | $4.32M |
| Total Noninterest Income | $307.00k |
| Total Interest Expense | $1.49M |
| Total Noninterest Expense | $1.76M |
| Net Interest Income | $2.83M |
| Pre-tax Net Operating Income | $1.31M |
| Provision for Credit Losses | $71.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.79M |
| Total Liabilities and Capital | $337.02M |
Securities
| Securities | $58.73M |
| Available-for-sale debt securities | $42.78M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $15.95M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Gulfside Bank?
$337.02M as of the latest filing.
How much are Gulfside Bank's total deposits?
$293.62M in total deposits.
Where is Gulfside Bank located?
Sarasota, FL.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
2.
When was it established?
11/13/2018.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$229.66M (latest filing).
What is the total interest income (latest filing)?
$4.32M.