Evermore Bank
Fort Lauderdale, FL
IDRSSD: 5692473
Total Assets
$271.22M
Latest filing
Total Deposits
$228.56M
Latest filing
Net Interest Margin
3.84%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Evermore Bank
3696 N Federal Hwy
Fort Lauderdale, FL 33308
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/15/2022FDIC Certificate 641772
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Evermore Bank (Main) | 3696 N Federal Hwy | Fort Lauderdale, FL |
| WELLINGTON BRANCH | 12008 South Shore Boulevard | Wellington, FL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/15/2022 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33308 |
| State and County Number | 12011 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/15/2022 |
| Date of Deposit Insurance | 12/15/2022 |
| Primary Insurance Agency | DIF |
| Website | www.evermorebankfl.com |
| Data Updated | 11/14/2025 |
| CERT | 59306 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $271.22M |
| Total Deposits | $228.56M |
| Total Liabilities | $231.30M |
| Total Equity Capital | $39.91M |
| Net Income | $329.00k |
| Net Loans and Leases | $212.71M |
| Assets Per Employee ($Millions) | $9.35M |
| Bank Premises and Fixed Assets | $1.80M |
| Cash and Balances due from Depository Institutions | $46.37M |
| Deposits Held in Domestic Offices | $228.56M |
Key Performance Ratios
| Return on Assets (ROA) | 0.51% |
| Return on Equity (ROE) | 3.32% |
| Net Interest Margin | 3.84% |
| Efficiency Ratio | 69.36% |
| Tier 1 Risk-Based Capital Ratio | 18.849% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.47% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.716% |
| Earning Assets to total Assets | 98.1% |
Income and Expense
| Total Interest Income | $4.54M |
| Total Noninterest Income | $86.00k |
| Total Interest Expense | $2.11M |
| Total Noninterest Expense | $1.74M |
| Net Interest Income | $2.42M |
| Pre-tax Net Operating Income | $469.00k |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.74M |
| Total Liabilities and Capital | $271.22M |
Securities
| Securities | $8.29M |
| Available-for-sale debt securities | $8.29M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Evermore Bank?
$271.22M as of the latest filing.
How much are Evermore Bank's total deposits?
$228.56M in total deposits.
Where is Evermore Bank located?
Fort Lauderdale, FL.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
2.
When was it established?
12/15/2022.
What is the Return on Assets (ROA)?
0.51%.
How much are total loans and leases?
$212.71M (latest filing).
What is the total interest income (latest filing)?
$4.54M.