BankFlorida

Dade City, FL
IDRSSD: 3629484
Total Assets
$400.91M
Latest filing
Total Deposits
$341.61M
Latest filing
Net Interest Margin
3.84%
Profitability

Locations

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Main Office
BankFlorida
12482 Us Highway 301
Dade City, FL 33525
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/27/2007FDIC Certificate 455691

Branches (5)

Page 1 of 1
NameAddressCity / State
BankFlorida (Main)12482 Us Highway 301Dade City, FL
KISSIMMEE BRANCH100 Park Place Blvd Ste 101Kissimmee, FL
JUPITER BRANCH450 University BlvdJupiter, FL
ZEPHYRHILLS BRANCH36450 Eiland BlvdZephyrhills, FL
ST. CLOUD BRANCH1150 E Irlo Bronson Memorial HighwaySaint Cloud, FL
PLANT CITY BRANCH1804 James L Redman ParkwayPlant City, FL
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/27/2007
Community BankYes
Ownership TypeNot Mutual
ZIP33525
State and County Number12101
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameTampa-St. Petersburg-Clearwater, FL

Operational Info

Number of Employees52
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/06/2024
Date of Deposit Insurance08/27/2007
Primary Insurance AgencyDIF
Websitewww.bankflorida.com
Data Updated11/14/2025
CERT58537
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$400.91M
Total Deposits$341.61M
Total Liabilities$357.68M
Total Equity Capital$43.23M
Net Income$850.00k
Net Loans and Leases$306.10M
Assets Per Employee ($Millions)$7.71M
Bank Premises and Fixed Assets$23.57M
Cash and Balances due from Depository Institutions$60.68M
Deposits Held in Domestic Offices$341.61M

Key Performance Ratios

Return on Assets (ROA)0.84%
Return on Equity (ROE)7.96%
Net Interest Margin3.84%
Efficiency Ratio64.99%
Tier 1 Risk-Based Capital Ratio11.589%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.784%
Earning Assets to total Assets91.16%

Income and Expense

Total Interest Income$5.78M
Total Noninterest Income$130.00k
Total Interest Expense$2.24M
Total Noninterest Expense$2.38M
Net Interest Income$3.54M
Pre-tax Net Operating Income$1.15M
Provision for Credit Losses$130.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$15.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.07M
Total Liabilities and Capital$400.91M

Securities

Securities$111.00k
Available-for-sale debt securities$111.00k
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of BankFlorida?
$400.91M as of the latest filing.
How much are BankFlorida's total deposits?
$341.61M in total deposits.
Where is BankFlorida located?
Dade City, FL.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
6.
When was it established?
08/27/2007.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$306.10M (latest filing).
What is the total interest income (latest filing)?
$5.78M.