TCM Bank, National Association
Tampa, FL
IDRSSD: 2687487
Total Assets
$380.87M
Latest filing
Total Deposits
$286.12M
Latest filing
Net Interest Margin
6.13%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
TCM Bank, National Association
3501 E Frontage Rd
Tampa, FL 33607
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/18/1998FDIC Certificate 59042
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| TCM Bank, National Association (Main) | 3501 E Frontage Rd | Tampa, FL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/18/1998 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 33607 |
| State and County Number | 12057 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Tampa-St. Petersburg-Clearwater, FL |
Operational Info
| Number of Employees | 109 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/18/1998 |
| Primary Insurance Agency | DIF |
| Website | https://www.tcmbank.com |
| Data Updated | 11/14/2025 |
| CERT | 34535 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $380.87M |
| Total Deposits | $286.12M |
| Total Liabilities | $303.29M |
| Total Equity Capital | $77.58M |
| Net Income | $71.00k |
| Net Loans and Leases | $298.15M |
| Assets Per Employee ($Millions) | $4.14M |
| Bank Premises and Fixed Assets | $1.34M |
| Cash and Balances due from Depository Institutions | $40.54M |
| Deposits Held in Domestic Offices | $286.12M |
Key Performance Ratios
| Return on Assets (ROA) | 0.07% |
| Return on Equity (ROE) | 0.37% |
| Net Interest Margin | 6.13% |
| Efficiency Ratio | 84.64% |
| Tier 1 Risk-Based Capital Ratio | 21.931% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 20.369% |
| Earning Assets to total Assets | 92.81% |
Income and Expense
| Total Interest Income | $8.33M |
| Total Noninterest Income | $12.31M |
| Total Interest Expense | $2.92M |
| Total Noninterest Expense | $15.31M |
| Net Interest Income | $5.41M |
| Pre-tax Net Operating Income | $78.00k |
| Provision for Credit Losses | $2.33M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $17.17M |
| Total Liabilities and Capital | $380.87M |
Securities
| Securities | $17.07M |
| Available-for-sale debt securities | $17.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of TCM Bank, National Association?
$380.87M as of the latest filing.
How much are TCM Bank, National Association's total deposits?
$286.12M in total deposits.
Where is TCM Bank, National Association located?
Tampa, FL.
What is the Net Interest Margin?
6.13%.
How many domestic offices does it operate?
1.
When was it established?
05/18/1998.
What is the Return on Assets (ROA)?
0.07%.
How much are total loans and leases?
$298.15M (latest filing).
What is the total interest income (latest filing)?
$8.33M.