Edison National Bank

Fort Myers, FL
IDRSSD: 2594419
Total Assets
$426.94M
Latest filing
Total Deposits
$376.03M
Latest filing
Net Interest Margin
3.17%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

067014301FORT MYERS, FL

Key People

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Locations

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Main Office
Edison National Bank
13000 S Cleveland Ave
Fort Myers, FL 33907
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/29/1997FDIC Certificate 57680

Branches (3)

Page 1 of 1
NameAddressCity / State
Edison National Bank (Main)13000 S Cleveland AveFort Myers, FL
BANK OF THE ISLANDS SANIBEL BRANCH1699 Periwinkle WaySanibel, FL
RIVER DISTRICT OFFICE2105 First StFort Myers, FL
CAPTIVA ISLAND BRANCH14812 Captiva Dr SwCaptiva, FL
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date08/29/1997
Community BankYes
Ownership TypeNot Mutual
ZIP33907
State and County Number12071
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameCape Coral-Fort Myers, FL

Operational Info

Number of Employees48
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/29/1997
Primary Insurance AgencyDIF
Websitewww.edisonnationalbank.com
Data Updated01/30/2026
CERT34489
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$426.94M
Total Deposits$376.03M
Total Liabilities$391.53M
Total Equity Capital$35.41M
Net Income$646.00k
Net Loans and Leases$150.78M
Assets Per Employee ($Millions)$8.37M
Bank Premises and Fixed Assets$5.38M
Cash and Balances due from Depository Institutions$170.95M
Deposits Held in Domestic Offices$376.03M

Key Performance Ratios

Return on Assets (ROA)0.62%
Return on Equity (ROE)7.35%
Net Interest Margin3.17%
Efficiency Ratio81.87%
Tier 1 Risk-Based Capital Ratio25.759%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.294%
Earning Assets to total Assets95.37%

Income and Expense

Total Interest Income$4.30M
Total Noninterest Income$406.00k
Total Interest Expense$1.14M
Total Noninterest Expense$2.92M
Net Interest Income$3.16M
Pre-tax Net Operating Income$646.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$11.43M
All Other Liabilities$4.07M
Total Liabilities and Capital$426.94M

Securities

Securities$89.60M
Available-for-sale debt securities$49.90M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$39.69M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Edison National Bank?
$426.94M as of the latest filing.
How much are Edison National Bank's total deposits?
$376.03M in total deposits.
Where is Edison National Bank located?
Fort Myers, FL.
What is the Net Interest Margin?
3.17%.
How many domestic offices does it operate?
4.
When was it established?
08/29/1997.
What is the Return on Assets (ROA)?
0.62%.
How much are total loans and leases?
$150.78M (latest filing).
What is the total interest income (latest filing)?
$4.30M.