Edison National Bank
Fort Myers, FL
IDRSSD: 2594419
Total Assets
$408.04M
Latest filing
Total Deposits
$356.93M
Latest filing
Net Interest Margin
3.33%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Edison National Bank
13000 S Cleveland Ave
Fort Myers, FL 33907
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/29/1997FDIC Certificate 57680
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Edison National Bank (Main) | 13000 S Cleveland Ave | Fort Myers, FL |
| BANK OF THE ISLANDS SANIBEL BRANCH | 1699 Periwinkle Way | Sanibel, FL |
| RIVER DISTRICT OFFICE | 2105 First St | Fort Myers, FL |
| CAPTIVA ISLAND BRANCH | 14812 Captiva Dr Sw | Captiva, FL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/29/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33907 |
| State and County Number | 12071 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Cape Coral-Fort Myers, FL |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/29/1997 |
| Primary Insurance Agency | DIF |
| Website | www.edisonnationalbank.com |
| Data Updated | 11/14/2025 |
| CERT | 34489 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $408.04M |
| Total Deposits | $356.93M |
| Total Liabilities | $373.13M |
| Total Equity Capital | $34.91M |
| Net Income | $672.00k |
| Net Loans and Leases | $147.33M |
| Assets Per Employee ($Millions) | $8.5M |
| Bank Premises and Fixed Assets | $5.47M |
| Cash and Balances due from Depository Institutions | $161.04M |
| Deposits Held in Domestic Offices | $356.93M |
Key Performance Ratios
| Return on Assets (ROA) | 0.66% |
| Return on Equity (ROE) | 7.65% |
| Net Interest Margin | 3.33% |
| Efficiency Ratio | 80.76% |
| Tier 1 Risk-Based Capital Ratio | 26.531% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.556% |
| Earning Assets to total Assets | 95.3% |
Income and Expense
| Total Interest Income | $4.31M |
| Total Noninterest Income | $270.00k |
| Total Interest Expense | $1.09M |
| Total Noninterest Expense | $2.82M |
| Net Interest Income | $3.22M |
| Pre-tax Net Operating Income | $672.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $11.73M |
| All Other Liabilities | $4.46M |
| Total Liabilities and Capital | $408.04M |
Securities
| Securities | $83.86M |
| Available-for-sale debt securities | $44.21M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $39.65M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Edison National Bank?
$408.04M as of the latest filing.
How much are Edison National Bank's total deposits?
$356.93M in total deposits.
Where is Edison National Bank located?
Fort Myers, FL.
What is the Net Interest Margin?
3.33%.
How many domestic offices does it operate?
4.
When was it established?
08/29/1997.
What is the Return on Assets (ROA)?
0.66%.
How much are total loans and leases?
$147.33M (latest filing).
What is the total interest income (latest filing)?
$4.31M.