Visbanking Logo

Lafayette State Bank

Mayo, FL
IDRSSD: 535931
Total Assets
$250.58M
Latest filing
Total Deposits
$229.99M
Latest filing
Net Interest Margin
5.21%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Evermore Bank
Fort Lauderdale, Florida
→
Assets: $244.03MΔ +0.1%
Natbank, National Association
Hollywood, Florida
→
Assets: $242.31MΔ -0.6%
DLP Bank
Starke, Florida
→
Assets: $251.76MΔ +3.3%
Community Bank of the South
Merritt Island, Florida
→
Assets: $262.22MΔ +7.6%
Surety Bank
Deland, Florida
→
Assets: $212.51MΔ -12.8%
Interamerican Bank, A FSB
Miami, Florida
→
Assets: $285.96MΔ +17.3%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/02/1946
Community BankYes
Ownership TypeNot Mutual
ZIP32066
State and County Number12067
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees48
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/02/1946
Primary Insurance AgencyDIF
Websitewww.lafayettestate.bank
Data Updated11/14/2025
CERT16396
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$250.58M
Total Deposits$229.99M
Total Liabilities$232.92M
Total Equity Capital$17.66M
Net Income$788.00k
Net Loans and Leases$155.39M
Assets Per Employee ($Millions)$4.91M
Bank Premises and Fixed Assets$5.61M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$229.99M

Key Performance Ratios

Return on Assets (ROA)1.28%
Return on Equity (ROE)18.72%
Net Interest Margin5.21%
Efficiency Ratio67.22%
Tier 1 Risk-Based Capital Ratio12.799%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.048%
Earning Assets to total Assets90.16%

Income and Expense

Total Interest Income$3.66M
Total Noninterest Income$433.00k
Total Interest Expense$752.00k
Total Noninterest Expense$2.25M
Net Interest Income$2.91M
Pre-tax Net Operating Income$1.04M
Provision for Credit Losses$55.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.31M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.94M
Total Liabilities and Capital$250.58M

Securities

Securities$42.18M
Available-for-sale debt securities$42.18M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Lafayette State Bank?
$250.58M as of the latest filing.
How much are Lafayette State Bank's total deposits?
$229.99M in total deposits.
Where is Lafayette State Bank located?
Mayo, FL.
What is the Net Interest Margin?
5.21%.
How many domestic offices does it operate?
4.
When was it established?
04/02/1946.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$155.39M (latest filing).
What is the total interest income (latest filing)?
$3.66M.