Lafayette State Bank
Mayo, FL
IDRSSD: 535931
Total Assets
$247.35M
Latest filing
Total Deposits
$225.18M
Latest filing
Net Interest Margin
5.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
063105515MAYO, FL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Lafayette State Bank
340 W Main St
Mayo, FL 32066
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/02/1946FDIC Certificate 10574
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lafayette State Bank (Main) | 340 W Main St | Mayo, FL |
| BRANFORD BRANCH | 103 Us Highway 27 Se | Branford, FL |
| LIVE OAK BRANCH | 106 Grand St Ne | Live Oak, FL |
| BELL OFFICE BRANCH | 1119 S Main St | Bell, FL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/02/1946 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 32066 |
| State and County Number | 12067 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/02/1946 |
| Primary Insurance Agency | DIF |
| Website | www.lafayettestate.bank |
| Data Updated | 01/30/2026 |
| CERT | 16396 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $247.35M |
| Total Deposits | $225.18M |
| Total Liabilities | $228.04M |
| Total Equity Capital | $19.31M |
| Net Income | $689.00k |
| Net Loans and Leases | $161.82M |
| Assets Per Employee ($Millions) | $4.76M |
| Bank Premises and Fixed Assets | $5.57M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $225.18M |
Key Performance Ratios
| Return on Assets (ROA) | 1.11% |
| Return on Equity (ROE) | 14.91% |
| Net Interest Margin | 5.33% |
| Efficiency Ratio | 70.57% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.808% |
| Earning Assets to total Assets | 90.22% |
Income and Expense
| Total Interest Income | $3.75M |
| Total Noninterest Income | $446.00k |
| Total Interest Expense | $757.00k |
| Total Noninterest Expense | $2.43M |
| Net Interest Income | $2.99M |
| Pre-tax Net Operating Income | $917.00k |
| Provision for Credit Losses | $95.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $500.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.86M |
| Total Liabilities and Capital | $247.35M |
Securities
| Securities | $45.32M |
| Available-for-sale debt securities | $45.32M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lafayette State Bank?
$247.35M as of the latest filing.
How much are Lafayette State Bank's total deposits?
$225.18M in total deposits.
Where is Lafayette State Bank located?
Mayo, FL.
What is the Net Interest Margin?
5.33%.
How many domestic offices does it operate?
4.
When was it established?
04/02/1946.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$161.82M (latest filing).
What is the total interest income (latest filing)?
$3.75M.