DLP Bank

Starke, FL
IDRSSD: 853934
Total Assets
$256.88M
Latest filing
Total Deposits
$206.35M
Latest filing
Net Interest Margin
5.42%
Profitability

Locations

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Main Office
DLP Bank
811 S Walnut St
Starke, FL 32091
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/19/1957FDIC Certificate 11691

Branches (2)

Page 1 of 1
NameAddressCity / State
DLP Bank (Main)811 S Walnut StStarke, FL
INTERLACHEN BRANCH1120 Sr 20Interlachen, FL
LAKE BUTLER BRANCH255 Se 6th StLake Butler, FL
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/19/1957
Community BankYes
Ownership TypeNot Mutual
ZIP32091
State and County Number12007
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees39
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/29/2023
Date of Deposit Insurance03/19/1957
Primary Insurance AgencyDIF
Websitehttp://www.communitystatebank-fl.com
Data Updated11/14/2025
CERT17734
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$256.88M
Total Deposits$206.35M
Total Liabilities$208.03M
Total Equity Capital$48.85M
Net Income$893.00k
Net Loans and Leases$104.15M
Assets Per Employee ($Millions)$7.14M
Bank Premises and Fixed Assets$3.96M
Cash and Balances due from Depository Institutions$66.62M
Deposits Held in Domestic Offices$206.35M

Key Performance Ratios

Return on Assets (ROA)1.4%
Return on Equity (ROE)7.44%
Net Interest Margin5.42%
Efficiency Ratio57%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets19.015%
Earning Assets to total Assets89.4%

Income and Expense

Total Interest Income$3.27M
Total Noninterest Income$442.00k
Total Interest Expense$196.00k
Total Noninterest Expense$2.27M
Net Interest Income$3.07M
Pre-tax Net Operating Income$1.19M
Provision for Credit Losses$55.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.52M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$19.64M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.68M
Total Liabilities and Capital$256.88M

Securities

Securities$45.88M
Available-for-sale debt securities$45.88M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of DLP Bank?
$256.88M as of the latest filing.
How much are DLP Bank's total deposits?
$206.35M in total deposits.
Where is DLP Bank located?
Starke, FL.
What is the Net Interest Margin?
5.42%.
How many domestic offices does it operate?
3.
When was it established?
03/19/1957.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$104.15M (latest filing).
What is the total interest income (latest filing)?
$3.27M.