DLP Bank
Starke, FL
IDRSSD: 853934
Total Assets
$256.88M
Latest filing
Total Deposits
$206.35M
Latest filing
Net Interest Margin
5.42%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
DLP Bank
811 S Walnut St
Starke, FL 32091
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/19/1957FDIC Certificate 11691
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| DLP Bank (Main) | 811 S Walnut St | Starke, FL |
| INTERLACHEN BRANCH | 1120 Sr 20 | Interlachen, FL |
| LAKE BUTLER BRANCH | 255 Se 6th St | Lake Butler, FL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/19/1957 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 32091 |
| State and County Number | 12007 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/29/2023 |
| Date of Deposit Insurance | 03/19/1957 |
| Primary Insurance Agency | DIF |
| Website | http://www.communitystatebank-fl.com |
| Data Updated | 11/14/2025 |
| CERT | 17734 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $256.88M |
| Total Deposits | $206.35M |
| Total Liabilities | $208.03M |
| Total Equity Capital | $48.85M |
| Net Income | $893.00k |
| Net Loans and Leases | $104.15M |
| Assets Per Employee ($Millions) | $7.14M |
| Bank Premises and Fixed Assets | $3.96M |
| Cash and Balances due from Depository Institutions | $66.62M |
| Deposits Held in Domestic Offices | $206.35M |
Key Performance Ratios
| Return on Assets (ROA) | 1.4% |
| Return on Equity (ROE) | 7.44% |
| Net Interest Margin | 5.42% |
| Efficiency Ratio | 57% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.015% |
| Earning Assets to total Assets | 89.4% |
Income and Expense
| Total Interest Income | $3.27M |
| Total Noninterest Income | $442.00k |
| Total Interest Expense | $196.00k |
| Total Noninterest Expense | $2.27M |
| Net Interest Income | $3.07M |
| Pre-tax Net Operating Income | $1.19M |
| Provision for Credit Losses | $55.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.52M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $19.64M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.68M |
| Total Liabilities and Capital | $256.88M |
Securities
| Securities | $45.88M |
| Available-for-sale debt securities | $45.88M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of DLP Bank?
$256.88M as of the latest filing.
How much are DLP Bank's total deposits?
$206.35M in total deposits.
Where is DLP Bank located?
Starke, FL.
What is the Net Interest Margin?
5.42%.
How many domestic offices does it operate?
3.
When was it established?
03/19/1957.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$104.15M (latest filing).
What is the total interest income (latest filing)?
$3.27M.