Gilmer National Bank, Gilmer, Texas
Gilmer, TX
IDRSSD: 323651
Total Assets
$364.84M
Latest filing
Total Deposits
$331.09M
Latest filing
Net Interest Margin
3.21%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Gilmer National Bank, Gilmer, Texas
713 Us Highway 271 N
Gilmer, TX 75644
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1901FDIC Certificate 2075
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Gilmer National Bank, Gilmer, Texas (Main) | 713 Us Highway 271 N | Gilmer, TX |
| LONGVIEW BRANCH | 5848 Judson Rd Ste 101 | Longview, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75644 |
| State and County Number | 48459 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Longview, TX |
Operational Info
| Number of Employees | 47 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.gnbgilmer.com |
| Data Updated | 11/14/2025 |
| CERT | 3219 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $364.84M |
| Total Deposits | $331.09M |
| Total Liabilities | $332.80M |
| Total Equity Capital | $32.05M |
| Net Income | $660.00k |
| Net Loans and Leases | $263.01M |
| Assets Per Employee ($Millions) | $7.76M |
| Bank Premises and Fixed Assets | $1.52M |
| Cash and Balances due from Depository Institutions | $12.43M |
| Deposits Held in Domestic Offices | $331.09M |
Key Performance Ratios
| Return on Assets (ROA) | 0.73% |
| Return on Equity (ROE) | 8.39% |
| Net Interest Margin | 3.21% |
| Efficiency Ratio | 65.07% |
| Tier 1 Risk-Based Capital Ratio | 15.358% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.28% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.784% |
| Earning Assets to total Assets | 97.19% |
Income and Expense
| Total Interest Income | $5.48M |
| Total Noninterest Income | $236.00k |
| Total Interest Expense | $2.65M |
| Total Noninterest Expense | $1.99M |
| Net Interest Income | $2.82M |
| Pre-tax Net Operating Income | $814.00k |
| Provision for Credit Losses | $255.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $23.35M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.70M |
| Total Liabilities and Capital | $364.84M |
Securities
| Securities | $57.62M |
| Available-for-sale debt securities | $57.62M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Gilmer National Bank, Gilmer, Texas?
$364.84M as of the latest filing.
How much are Gilmer National Bank, Gilmer, Texas's total deposits?
$331.09M in total deposits.
Where is Gilmer National Bank, Gilmer, Texas located?
Gilmer, TX.
What is the Net Interest Margin?
3.21%.
How many domestic offices does it operate?
2.
When was it established?
05/01/1901.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$263.01M (latest filing).
What is the total interest income (latest filing)?
$5.48M.