First Credit Bank
Los Angeles, CA
IDRSSD: 5069
Total Assets
$524.06M
Latest filing
Total Deposits
$270.18M
Latest filing
Net Interest Margin
7.65%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Credit Bank
9255 W Sunset Blvd
Los Angeles, CA 90069
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/18/1983FDIC Certificate 16926
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Credit Bank (Main) | 9255 W Sunset Blvd | Los Angeles, CA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/18/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 90069 |
| State and County Number | 06037 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/17/2024 |
| Date of Deposit Insurance | 02/18/1983 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 24332 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $524.06M |
| Total Deposits | $270.18M |
| Total Liabilities | $280.67M |
| Total Equity Capital | $243.38M |
| Net Income | $9.52M |
| Net Loans and Leases | $382.35M |
| Assets Per Employee ($Millions) | $20.96M |
| Bank Premises and Fixed Assets | $34.58M |
| Cash and Balances due from Depository Institutions | $90.80M |
| Deposits Held in Domestic Offices | $270.18M |
Key Performance Ratios
| Return on Assets (ROA) | 7.25% |
| Return on Equity (ROE) | 15.93% |
| Net Interest Margin | 7.65% |
| Efficiency Ratio | 19.96% |
| Tier 1 Risk-Based Capital Ratio | 49.656% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -1.67% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 46.442% |
| Earning Assets to total Assets | 91.44% |
Income and Expense
| Total Interest Income | $11.55M |
| Total Noninterest Income | $52.00k |
| Total Interest Expense | $2.36M |
| Total Noninterest Expense | $1.84M |
| Net Interest Income | $9.19M |
| Pre-tax Net Operating Income | $9.59M |
| Provision for Credit Losses | $-2,193,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.49M |
| Total Liabilities and Capital | $524.06M |
Securities
| Securities | $6.82M |
| Available-for-sale debt securities | $5.71M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Credit Bank?
$524.06M as of the latest filing.
How much are First Credit Bank's total deposits?
$270.18M in total deposits.
Where is First Credit Bank located?
Los Angeles, CA.
What is the Net Interest Margin?
7.65%.
How many domestic offices does it operate?
1.
When was it established?
02/18/1983.
What is the Return on Assets (ROA)?
7.25%.
How much are total loans and leases?
$382.35M (latest filing).
What is the total interest income (latest filing)?
$11.55M.