Mega Bank

San Gabriel, CA
IDRSSD: 3690635
Total Assets
$509.63M
Latest filing
Total Deposits
$419.30M
Latest filing
Net Interest Margin
4.21%
Profitability

Locations

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Main Office
Mega Bank
245 W Valley Blvd
San Gabriel, CA 91776
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/05/2008FDIC Certificate 450814

Branches (3)

Page 1 of 1
NameAddressCity / State
Mega Bank (Main)245 W Valley BlvdSan Gabriel, CA
HACIENDA HEIGHTS BRANCH17188 Colima RdHacienda Heights, CA
ARCADIA BRANCH1415 S Baldwin AveArcadia, CA
IRVINE BRANCH3947 Irvine BlvdIrvine, CA
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/05/2008
Community BankYes
Ownership TypeNot Mutual
ZIP91776
State and County Number06037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees53
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance02/05/2008
Primary Insurance AgencyDIF
Websitehttps://www.megabankusa.com
Data Updated11/14/2025
CERT58401
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$509.63M
Total Deposits$419.30M
Total Liabilities$439.91M
Total Equity Capital$69.72M
Net Income$864.00k
Net Loans and Leases$420.17M
Assets Per Employee ($Millions)$9.62M
Bank Premises and Fixed Assets$2.98M
Cash and Balances due from Depository Institutions$58.26M
Deposits Held in Domestic Offices$419.30M

Key Performance Ratios

Return on Assets (ROA)0.68%
Return on Equity (ROE)4.99%
Net Interest Margin4.21%
Efficiency Ratio60.83%
Tier 1 Risk-Based Capital Ratio15.435%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.65%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.68%
Earning Assets to total Assets95.14%

Income and Expense

Total Interest Income$8.86M
Total Noninterest Income$63.00k
Total Interest Expense$3.76M
Total Noninterest Expense$3.14M
Net Interest Income$5.10M
Pre-tax Net Operating Income$1.20M
Provision for Credit Losses$823.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.19M
Other borrowed funds$15.00M
Federal Funds Sold & Reverse Repurchase Agreement$1.85M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.61M
Total Liabilities and Capital$509.63M

Securities

Securities$8.32M
Available-for-sale debt securities$8.32M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Mega Bank?
$509.63M as of the latest filing.
How much are Mega Bank's total deposits?
$419.30M in total deposits.
Where is Mega Bank located?
San Gabriel, CA.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
4.
When was it established?
02/05/2008.
What is the Return on Assets (ROA)?
0.68%.
How much are total loans and leases?
$420.17M (latest filing).
What is the total interest income (latest filing)?
$8.86M.