Mega Bank

San Gabriel, CA
IDRSSD: 3690635
Total Assets
$509.98M
Latest filing
Total Deposits
$432.91M
Latest filing
Net Interest Margin
3.73%
Profitability

Key People

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Locations

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Main Office
Mega Bank
245 W Valley Blvd
San Gabriel, CA 91776
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/05/2008FDIC Certificate 450814

Branches (3)

Page 1 of 1
NameAddressCity / State
Mega Bank (Main)245 W Valley BlvdSan Gabriel, CA
HACIENDA HEIGHTS BRANCH17188 Colima RdHacienda Heights, CA
ARCADIA BRANCH1415 S Baldwin AveArcadia, CA
IRVINE BRANCH3947 Irvine BlvdIrvine, CA
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/05/2008
Community BankYes
Ownership TypeNot Mutual
ZIP91776
State and County Number06037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees53
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance02/05/2008
Primary Insurance AgencyDIF
Websitehttps://www.megabankusa.com
Data Updated01/30/2026
CERT58401
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$509.98M
Total Deposits$432.91M
Total Liabilities$438.44M
Total Equity Capital$71.54M
Net Income$1.71M
Net Loans and Leases$414.36M
Assets Per Employee ($Millions)$10.2M
Bank Premises and Fixed Assets$2.76M
Cash and Balances due from Depository Institutions$64.38M
Deposits Held in Domestic Offices$432.91M

Key Performance Ratios

Return on Assets (ROA)1.34%
Return on Equity (ROE)9.7%
Net Interest Margin3.73%
Efficiency Ratio60.87%
Tier 1 Risk-Based Capital Ratio15.917%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.39%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.028%
Earning Assets to total Assets94.19%

Income and Expense

Total Interest Income$8.44M
Total Noninterest Income$422.00k
Total Interest Expense$3.94M
Total Noninterest Expense$3.00M
Net Interest Income$4.50M
Pre-tax Net Operating Income$2.42M
Provision for Credit Losses$-497,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$858.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$2.13M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.53M
Total Liabilities and Capital$509.98M

Securities

Securities$8.36M
Available-for-sale debt securities$8.36M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Mega Bank?
$509.98M as of the latest filing.
How much are Mega Bank's total deposits?
$432.91M in total deposits.
Where is Mega Bank located?
San Gabriel, CA.
What is the Net Interest Margin?
3.73%.
How many domestic offices does it operate?
4.
When was it established?
02/05/2008.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$414.36M (latest filing).
What is the total interest income (latest filing)?
$8.44M.