First Pacific Bank
Whittier, CA
IDRSSD: 3470930
Total Assets
$485.81M
Latest filing
Total Deposits
$390.10M
Latest filing
Net Interest Margin
3.59%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Pacific Bank
16011 Whittier Blvd
Whittier, CA 90603
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/18/2006FDIC Certificate 442623
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Pacific Bank (Main) | 16011 Whittier Blvd | Whittier, CA |
| REDLANDS BRANCH | 408 E State St | Redlands, CA |
| SFS BRANCH | 12070 Telegraph Rd | Santa Fe Springs, CA |
| ORANGE BRANCH | 625 The City Dr S | Orange, CA |
| SAN DIEGO BRANCH | 11988 El Camino Real | San Diego, CA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/18/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 90603 |
| State and County Number | 06037 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 47 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 09/18/2006 |
| Primary Insurance Agency | DIF |
| Website | www.firstpacbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58218 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $485.81M |
| Total Deposits | $390.10M |
| Total Liabilities | $445.31M |
| Total Equity Capital | $40.49M |
| Net Income | $620.00k |
| Net Loans and Leases | $316.81M |
| Assets Per Employee ($Millions) | $10.56M |
| Bank Premises and Fixed Assets | $3.27M |
| Cash and Balances due from Depository Institutions | $4.36M |
| Deposits Held in Domestic Offices | $390.10M |
Key Performance Ratios
| Return on Assets (ROA) | 0.51% |
| Return on Equity (ROE) | 6.19% |
| Net Interest Margin | 3.59% |
| Efficiency Ratio | 79.54% |
| Tier 1 Risk-Based Capital Ratio | 11.26% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.335% |
| Earning Assets to total Assets | 95.39% |
Income and Expense
| Total Interest Income | $6.27M |
| Total Noninterest Income | $148.00k |
| Total Interest Expense | $2.16M |
| Total Noninterest Expense | $3.39M |
| Net Interest Income | $4.11M |
| Pre-tax Net Operating Income | $871.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $47.58M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.21M |
| Total Liabilities and Capital | $485.81M |
Securities
| Securities | $98.75M |
| Available-for-sale debt securities | $1.76M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $97.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Pacific Bank?
$485.81M as of the latest filing.
How much are First Pacific Bank's total deposits?
$390.10M in total deposits.
Where is First Pacific Bank located?
Whittier, CA.
What is the Net Interest Margin?
3.59%.
How many domestic offices does it operate?
5.
When was it established?
09/18/2006.
What is the Return on Assets (ROA)?
0.51%.
How much are total loans and leases?
$316.81M (latest filing).
What is the total interest income (latest filing)?
$6.27M.