Chino Commercial Bank, N.A.

Chino, CA
IDRSSD: 2925620
Total Assets
$492.95M
Latest filing
Total Deposits
$376.51M
Latest filing
Net Interest Margin
3.72%
Profitability

Key People

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Locations

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Main Office
Chino Commercial Bank, N.A.
14245 Pipeline Ave
Chino, CA 91710
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/01/2000FDIC Certificate 78830

Branches (4)

Page 1 of 1
NameAddressCity / State
Chino Commercial Bank, N.A. (Main)14245 Pipeline AveChino, CA
ONTARIO BRANCH OFFICE1551 S Grove AveOntario, CA
RANCHO CUCAMONGA BRANCH8229 Rochester AveRancho Cucamonga, CA
UPLAND BRANCH300 N Mountain AveUpland, CA
CORONA BRANCH1035 Montecito DriveCorona, CA
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date09/01/2000
Community BankYes
Ownership TypeNot Mutual
ZIP91710
State and County Number06071
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameRiverside-San Bernardino-Ontario, CA

Operational Info

Number of Employees70
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance09/01/2000
Primary Insurance AgencyDIF
Websitewww.chinocommercialbank.com
Data Updated01/30/2026
CERT35366
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$492.95M
Total Deposits$376.51M
Total Liabilities$438.74M
Total Equity Capital$54.20M
Net Income$1.54M
Net Loans and Leases$214.21M
Assets Per Employee ($Millions)$7.14M
Bank Premises and Fixed Assets$8.09M
Cash and Balances due from Depository Institutions$46.36M
Deposits Held in Domestic Offices$376.51M

Key Performance Ratios

Return on Assets (ROA)1.26%
Return on Equity (ROE)11.56%
Net Interest Margin3.72%
Efficiency Ratio53.36%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.21%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.996%
Earning Assets to total Assets93.32%

Income and Expense

Total Interest Income$5.59M
Total Noninterest Income$934.00k
Total Interest Expense$1.34M
Total Noninterest Expense$2.77M
Net Interest Income$4.25M
Pre-tax Net Operating Income$2.16M
Provision for Credit Losses$261.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$60.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.23M
Total Liabilities and Capital$492.95M

Securities

Securities$207.61M
Available-for-sale debt securities$11.55M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$195.83M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Chino Commercial Bank, N.A.?
$492.95M as of the latest filing.
How much are Chino Commercial Bank, N.A.'s total deposits?
$376.51M in total deposits.
Where is Chino Commercial Bank, N.A. located?
Chino, CA.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
5.
When was it established?
09/01/2000.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$214.21M (latest filing).
What is the total interest income (latest filing)?
$5.59M.