San Luis Valley Federal Bank

Alamosa, CO
IDRSSD: 945071
Total Assets
$393.08M
Latest filing
Total Deposits
$323.51M
Latest filing
Net Interest Margin
4.53%
Profitability

Key People

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Locations

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Main Office
San Luis Valley Federal Bank
401 Edison Ave
Alamosa, CO 81101
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1899FDIC Certificate 41042

Branches (2)

Page 1 of 1
NameAddressCity / State
San Luis Valley Federal Bank (Main)401 Edison AveAlamosa, CO
MONTE VISTA BRANCH330 Solar AveMonte Vista, CO
ALAMOSA BRANCH3415 Mariposa StAlamosa, CO
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1899
Community BankYes
Ownership TypeMutual
ZIP81101
State and County Number08003
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code38
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees64
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.slvfed.bank
Data Updated01/30/2026
CERT28208
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$393.08M
Total Deposits$323.51M
Total Liabilities$328.24M
Total Equity Capital$64.84M
Net Income$1.22M
Net Loans and Leases$278.09M
Assets Per Employee ($Millions)$6.24M
Bank Premises and Fixed Assets$9.65M
Cash and Balances due from Depository Institutions$13.66M
Deposits Held in Domestic Offices$323.51M

Key Performance Ratios

Return on Assets (ROA)1.26%
Return on Equity (ROE)7.63%
Net Interest Margin4.53%
Efficiency Ratio65.86%
Tier 1 Risk-Based Capital Ratio28.273%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.495%
Earning Assets to total Assets92.63%

Income and Expense

Total Interest Income$4.44M
Total Noninterest Income$691.00k
Total Interest Expense$394.00k
Total Noninterest Expense$3.12M
Net Interest Income$4.05M
Pre-tax Net Operating Income$1.55M
Provision for Credit Losses$64.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.73M
Total Liabilities and Capital$393.08M

Securities

Securities$75.91M
Available-for-sale debt securities$75.91M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of San Luis Valley Federal Bank?
$393.08M as of the latest filing.
How much are San Luis Valley Federal Bank's total deposits?
$323.51M in total deposits.
Where is San Luis Valley Federal Bank located?
Alamosa, CO.
What is the Net Interest Margin?
4.53%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$278.09M (latest filing).
What is the total interest income (latest filing)?
$4.44M.