San Luis Valley Federal Bank

Alamosa, CO
IDRSSD: 945071
Total Assets
$379.25M
Latest filing
Total Deposits
$304.84M
Latest filing
Net Interest Margin
4.63%
Profitability

Locations

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Main Office
San Luis Valley Federal Bank
401 Edison Ave
Alamosa, CO 81101
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1899FDIC Certificate 41042

Branches (2)

Page 1 of 1
NameAddressCity / State
San Luis Valley Federal Bank (Main)401 Edison AveAlamosa, CO
MONTE VISTA BRANCH330 Solar AveMonte Vista, CO
ALAMOSA BRANCH3415 Mariposa StAlamosa, CO
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1899
Community BankYes
Ownership TypeMutual
ZIP81101
State and County Number08003
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code38
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees62
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.slvfed.bank
Data Updated11/14/2025
CERT28208
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$379.25M
Total Deposits$304.84M
Total Liabilities$315.99M
Total Equity Capital$63.27M
Net Income$1.10M
Net Loans and Leases$270.65M
Assets Per Employee ($Millions)$5.93M
Bank Premises and Fixed Assets$9.72M
Cash and Balances due from Depository Institutions$4.13M
Deposits Held in Domestic Offices$304.84M

Key Performance Ratios

Return on Assets (ROA)1.17%
Return on Equity (ROE)7.11%
Net Interest Margin4.63%
Efficiency Ratio67.2%
Tier 1 Risk-Based Capital Ratio29.105%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.16%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.682%
Earning Assets to total Assets92.35%

Income and Expense

Total Interest Income$4.36M
Total Noninterest Income$718.00k
Total Interest Expense$335.00k
Total Noninterest Expense$3.18M
Net Interest Income$4.02M
Pre-tax Net Operating Income$1.40M
Provision for Credit Losses$152.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.28M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.87M
Total Liabilities and Capital$379.25M

Securities

Securities$78.53M
Available-for-sale debt securities$78.53M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of San Luis Valley Federal Bank?
$379.25M as of the latest filing.
How much are San Luis Valley Federal Bank's total deposits?
$304.84M in total deposits.
Where is San Luis Valley Federal Bank located?
Alamosa, CO.
What is the Net Interest Margin?
4.63%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$270.65M (latest filing).
What is the total interest income (latest filing)?
$4.36M.