The First National Bank of Sonora
Sonora, TX
IDRSSD: 591366
Total Assets
$687.67M
Latest filing
Total Deposits
$627.61M
Latest filing
Net Interest Margin
4.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Sonora
102 E Main St
Sonora, TX 76950
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1900FDIC Certificate 3759
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The First National Bank of Sonora (Main) | 102 E Main St | Sonora, TX |
| SONORA BANK - SHERWOOD WAY OFFICE | 5710 Sherwood Way | San Angelo, TX |
| SONORA BANK - SOUTHLAND OFFICE | 2502 Southland Blvd | San Angelo, TX |
| SONORA BANK - BOERNE OFFICE | 122 W Bandera Rd | Boerne, TX |
| SONORA BANK - BULVERDE OFFICE BRANCH | 512 Singing Oaks | Bulverde, TX |
| BOERNE EAST | 1570 River Rd | Boerne, TX |
| WIMBERLEY BRANCH | 100 Stillwater | Wimberley, TX |
| NEW BRAUNFELS BRANCH | 1349 State Highway 46 South | New Braunfels, TX |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76950 |
| State and County Number | 48435 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 103 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.sonorabank.com |
| Data Updated | 11/14/2025 |
| CERT | 5531 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $687.67M |
| Total Deposits | $627.61M |
| Total Liabilities | $636.39M |
| Total Equity Capital | $51.28M |
| Net Income | $2.18M |
| Net Loans and Leases | $440.94M |
| Assets Per Employee ($Millions) | $6.31M |
| Bank Premises and Fixed Assets | $39.80M |
| Cash and Balances due from Depository Institutions | $88.05M |
| Deposits Held in Domestic Offices | $627.61M |
Key Performance Ratios
| Return on Assets (ROA) | 1.26% |
| Return on Equity (ROE) | 17.33% |
| Net Interest Margin | 4.36% |
| Efficiency Ratio | 74.46% |
| Tier 1 Risk-Based Capital Ratio | 10.858% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.457% |
| Earning Assets to total Assets | 89.25% |
Income and Expense
| Total Interest Income | $10.10M |
| Total Noninterest Income | $1.93M |
| Total Interest Expense | $3.38M |
| Total Noninterest Expense | $6.44M |
| Net Interest Income | $6.71M |
| Pre-tax Net Operating Income | $2.18M |
| Provision for Credit Losses | $26.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.71M |
| Other borrowed funds | $4.82M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.97M |
| Total Liabilities and Capital | $687.67M |
Securities
| Securities | $92.78M |
| Available-for-sale debt securities | $92.78M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Sonora?
$687.67M as of the latest filing.
How much are The First National Bank of Sonora's total deposits?
$627.61M in total deposits.
Where is The First National Bank of Sonora located?
Sonora, TX.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$440.94M (latest filing).
What is the total interest income (latest filing)?
$10.10M.