The First National Bank of Sonora

Sonora, TX
IDRSSD: 591366
Total Assets
$683.68M
Latest filing
Total Deposits
$622.09M
Latest filing
Net Interest Margin
4.70%
Profitability

Key People

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Locations

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Main Office
The First National Bank of Sonora
102 E Main St
Sonora, TX 76950
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1900FDIC Certificate 3759

Branches (8)

Page 1 of 2
NameAddressCity / State
The First National Bank of Sonora (Main)102 E Main StSonora, TX
SONORA BANK - SHERWOOD WAY OFFICE5710 Sherwood WaySan Angelo, TX
SONORA BANK - SOUTHLAND OFFICE2502 Southland BlvdSan Angelo, TX
SONORA BANK - BOERNE OFFICE122 W Bandera RdBoerne, TX
SONORA BANK - BULVERDE OFFICE BRANCH512 Singing OaksBulverde, TX
BOERNE EAST1570 River RdBoerne, TX
WIMBERLEY BRANCH100 StillwaterWimberley, TX
NEW BRAUNFELS BRANCH1349 State Highway 46 SouthNew Braunfels, TX
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1900
Community BankYes
Ownership TypeNot Mutual
ZIP76950
State and County Number48435
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees109
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.sonorabank.com
Data Updated01/30/2026
CERT5531
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$683.68M
Total Deposits$622.09M
Total Liabilities$630.83M
Total Equity Capital$52.85M
Net Income$1.40M
Net Loans and Leases$460.26M
Assets Per Employee ($Millions)$6.27M
Bank Premises and Fixed Assets$39.68M
Cash and Balances due from Depository Institutions$73.68M
Deposits Held in Domestic Offices$622.09M

Key Performance Ratios

Return on Assets (ROA)0.82%
Return on Equity (ROE)10.76%
Net Interest Margin4.7%
Efficiency Ratio82.37%
Tier 1 Risk-Based Capital Ratio10.525%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.731%
Earning Assets to total Assets87.15%

Income and Expense

Total Interest Income$10.24M
Total Noninterest Income$834.00k
Total Interest Expense$3.13M
Total Noninterest Expense$6.54M
Net Interest Income$7.11M
Pre-tax Net Operating Income$1.40M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$6.66M
Other borrowed funds$4.70M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.04M
Total Liabilities and Capital$683.68M

Securities

Securities$83.23M
Available-for-sale debt securities$83.23M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First National Bank of Sonora?
$683.68M as of the latest filing.
How much are The First National Bank of Sonora's total deposits?
$622.09M in total deposits.
Where is The First National Bank of Sonora located?
Sonora, TX.
What is the Net Interest Margin?
4.70%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
0.82%.
How much are total loans and leases?
$460.26M (latest filing).
What is the total interest income (latest filing)?
$10.24M.