First State Bank of Livingston
Livingston, TX
IDRSSD: 884358
Total Assets
$694.85M
Latest filing
Total Deposits
$602.69M
Latest filing
Net Interest Margin
3.15%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/05/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77351 |
| State and County Number | 48373 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 131 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/06/2023 |
| Date of Deposit Insurance | 06/27/1942 |
| Primary Insurance Agency | DIF |
| Website | www.fsblivingston.bank |
| Data Updated | 11/14/2025 |
| CERT | 15898 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $694.85M |
| Total Deposits | $602.69M |
| Total Liabilities | $605.86M |
| Total Equity Capital | $88.98M |
| Net Income | $1.38M |
| Net Loans and Leases | $217.52M |
| Assets Per Employee ($Millions) | $5.34M |
| Bank Premises and Fixed Assets | $5.61M |
| Cash and Balances due from Depository Institutions | $56.44M |
| Deposits Held in Domestic Offices | $602.69M |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 6.43% |
| Net Interest Margin | 3.15% |
| Efficiency Ratio | 70.76% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.806% |
| Earning Assets to total Assets | 95.13% |
Income and Expense
| Total Interest Income | $7.32M |
| Total Noninterest Income | $1.03M |
| Total Interest Expense | $2.20M |
| Total Noninterest Expense | $4.35M |
| Net Interest Income | $5.12M |
| Pre-tax Net Operating Income | $1.47M |
| Provision for Credit Losses | $330.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.17M |
| Total Liabilities and Capital | $694.85M |
Securities
| Securities | $392.32M |
| Available-for-sale debt securities | $392.32M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $5.24M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Livingston?
$694.85M as of the latest filing.
How much are First State Bank of Livingston's total deposits?
$602.69M in total deposits.
Where is First State Bank of Livingston located?
Livingston, TX.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
8.
When was it established?
10/05/1910.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$217.52M (latest filing).
What is the total interest income (latest filing)?
$7.32M.