First Community Bank
Corpus Christi, TX
IDRSSD: 339456
Total Assets
$672.61M
Latest filing
Total Deposits
$596.89M
Latest filing
Net Interest Margin
4.83%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Community Bank
416 N Water St
Corpus Christi, TX 78401
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/07/1983FDIC Certificate 16946
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First Community Bank (Main) | 416 N Water St | Corpus Christi, TX |
| ALICE BRANCH | 1600 E Main St | Alice, TX |
| MOBILE BRANCH | 416 N Water St | Corpus Christi, TX |
| CORPUS CHRISTI BRANCH | 5406 Everhart Rd | Corpus Christi, TX |
| KINGSVILLE BRANCH | 2525 S Brahma Blvd | Kingsville, TX |
| PORTLAND BRANCH | 1001 Wildcat Dr | Portland, TX |
| MOBILE BRANCH | 1001 Wildcat Dr | Portland, TX |
| ALAMEDA BRANCH | 4201 S Alameda St | Corpus Christi, TX |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/07/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78401 |
| State and County Number | 48355 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Corpus Christi, TX |
Operational Info
| Number of Employees | 167 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/07/1983 |
| Primary Insurance Agency | DIF |
| Website | www.fcbot.com |
| Data Updated | 11/14/2025 |
| CERT | 24353 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $672.61M |
| Total Deposits | $596.89M |
| Total Liabilities | $601.68M |
| Total Equity Capital | $70.94M |
| Net Income | $2.25M |
| Net Loans and Leases | $454.24M |
| Assets Per Employee ($Millions) | $4.03M |
| Bank Premises and Fixed Assets | $21.69M |
| Cash and Balances due from Depository Institutions | $31.50M |
| Deposits Held in Domestic Offices | $596.89M |
Key Performance Ratios
| Return on Assets (ROA) | 1.34% |
| Return on Equity (ROE) | 13.04% |
| Net Interest Margin | 4.83% |
| Efficiency Ratio | 72.61% |
| Tier 1 Risk-Based Capital Ratio | 16.75% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.546% |
| Earning Assets to total Assets | 94.16% |
Income and Expense
| Total Interest Income | $9.95M |
| Total Noninterest Income | $1.15M |
| Total Interest Expense | $2.32M |
| Total Noninterest Expense | $6.37M |
| Net Interest Income | $7.62M |
| Pre-tax Net Operating Income | $2.25M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $72.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.79M |
| Total Liabilities and Capital | $672.61M |
Securities
| Securities | $159.18M |
| Available-for-sale debt securities | $137.16M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $22.01M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Community Bank?
$672.61M as of the latest filing.
How much are First Community Bank's total deposits?
$596.89M in total deposits.
Where is First Community Bank located?
Corpus Christi, TX.
What is the Net Interest Margin?
4.83%.
How many domestic offices does it operate?
14.
When was it established?
02/07/1983.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$454.24M (latest filing).
What is the total interest income (latest filing)?
$9.95M.