TXN Bank
Hondo, TX
IDRSSD: 77253
Total Assets
$636.72M
Latest filing
Total Deposits
$585.42M
Latest filing
Net Interest Margin
3.48%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78861 |
| State and County Number | 48325 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | San Antonio-New Braunfels, TX |
Operational Info
| Number of Employees | 90 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/31/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.txn.bank |
| Data Updated | 11/14/2025 |
| CERT | 15345 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $636.72M |
| Total Deposits | $585.42M |
| Total Liabilities | $588.91M |
| Total Equity Capital | $47.81M |
| Net Income | $1.42M |
| Net Loans and Leases | $342.10M |
| Assets Per Employee ($Millions) | $7.07M |
| Bank Premises and Fixed Assets | $28.79M |
| Cash and Balances due from Depository Institutions | $28.46M |
| Deposits Held in Domestic Offices | $585.42M |
Key Performance Ratios
| Return on Assets (ROA) | 0.89% |
| Return on Equity (ROE) | 12.55% |
| Net Interest Margin | 3.48% |
| Efficiency Ratio | 68.73% |
| Tier 1 Risk-Based Capital Ratio | 15.235% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.509% |
| Earning Assets to total Assets | 88.17% |
Income and Expense
| Total Interest Income | $7.34M |
| Total Noninterest Income | $1.15M |
| Total Interest Expense | $2.50M |
| Total Noninterest Expense | $4.13M |
| Net Interest Income | $4.84M |
| Pre-tax Net Operating Income | $1.67M |
| Provision for Credit Losses | $189.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.98M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.51M |
| Total Liabilities and Capital | $636.72M |
Securities
| Securities | $205.76M |
| Available-for-sale debt securities | $198.64M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $7.13M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of TXN Bank?
$636.72M as of the latest filing.
How much are TXN Bank's total deposits?
$585.42M in total deposits.
Where is TXN Bank located?
Hondo, TX.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.89%.
How much are total loans and leases?
$342.10M (latest filing).
What is the total interest income (latest filing)?
$7.34M.