TXN Bank

Hondo, TX
IDRSSD: 77253
Total Assets
$650.18M
Latest filing
Total Deposits
$595.89M
Latest filing
Net Interest Margin
3.59%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

2 routesView all
114903174HONDO, TX114909165HONDO, TX

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
TXN Bank
103 19th Street
Hondo, TX 78861
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 9675

Branches (6)

Page 1 of 1
NameAddressCity / State
TXN Bank (Main)103 19th StreetHondo, TX
UVALDE BRANCH727 E Main StUvalde, TX
LACOST BRANCH15996 S Front StLa Coste, TX
BANDERA BRANCH355 Highway 16 SouthBandera, TX
CASTROVILLE BRANCH835 Highway 90 EastCastroville, TX
LEAKEY BRANCH410 Us Highway 83Leakey, TX
LYTLE BRANCH20102 Interstate 35 SLytle, TX
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP78861
State and County Number48325
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number11
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameSan Antonio-New Braunfels, TX

Operational Info

Number of Employees90
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/31/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.txn.bank
Data Updated01/30/2026
CERT15345
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$650.18M
Total Deposits$595.89M
Total Liabilities$599.97M
Total Equity Capital$50.21M
Net Income$1.33M
Net Loans and Leases$339.72M
Assets Per Employee ($Millions)$7.22M
Bank Premises and Fixed Assets$28.51M
Cash and Balances due from Depository Institutions$45.81M
Deposits Held in Domestic Offices$595.89M

Key Performance Ratios

Return on Assets (ROA)0.83%
Return on Equity (ROE)10.85%
Net Interest Margin3.59%
Efficiency Ratio80.14%
Tier 1 Risk-Based Capital Ratio15.702%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.22%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.723%
Earning Assets to total Assets88.83%

Income and Expense

Total Interest Income$7.54M
Total Noninterest Income$1.19M
Total Interest Expense$2.43M
Total Noninterest Expense$5.07M
Net Interest Income$5.11M
Pre-tax Net Operating Income$885.00k
Provision for Credit Losses$350.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$118.00k
Other borrowed funds$1.93M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.15M
Total Liabilities and Capital$650.18M

Securities

Securities$203.71M
Available-for-sale debt securities$196.59M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$7.11M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of TXN Bank?
$650.18M as of the latest filing.
How much are TXN Bank's total deposits?
$595.89M in total deposits.
Where is TXN Bank located?
Hondo, TX.
What is the Net Interest Margin?
3.59%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.83%.
How much are total loans and leases?
$339.72M (latest filing).
What is the total interest income (latest filing)?
$7.54M.