Southwest Bank
Odessa, TX
IDRSSD: 561864
Total Assets
$715.61M
Latest filing
Total Deposits
$633.08M
Latest filing
Net Interest Margin
5.49%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
316386858ODESSA, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Southwest Bank
4800 E 42nd St
Odessa, TX 79762
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/15/1947FDIC Certificate 10786
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Southwest Bank (Main) | 4800 E 42nd St | Odessa, TX |
| CONVENIENCE CENTER BRANCH | 5201 John Ben Shepperd Pkwy | Odessa, TX |
| ODESSA DOWNTOWN BRANCH | 600 W 8th St | Odessa, TX |
| LUBBOCK BRANCH | 10115 Quaker Ave | Lubbock, TX |
| MIDLAND BRANCH | 1301 W Wall St | Midland, TX |
| LUBBOCK LPO | 5905 82nd St | Lubbock, TX |
| ODESSA LPO | 4692 E University Blvd | Odessa, TX |
| MIDLAND NORTH BRANCH | 4715 N Midland Dr | Midland, TX |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/15/1947 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79762 |
| State and County Number | 48135 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Odessa, TX |
Operational Info
| Number of Employees | 136 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/15/1957 |
| Primary Insurance Agency | DIF |
| Website | www.southwest.bank |
| Data Updated | 01/30/2026 |
| CERT | 16652 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $715.61M |
| Total Deposits | $633.08M |
| Total Liabilities | $639.19M |
| Total Equity Capital | $76.41M |
| Net Income | $4.04M |
| Net Loans and Leases | $479.93M |
| Assets Per Employee ($Millions) | $5.3M |
| Bank Premises and Fixed Assets | $12.76M |
| Cash and Balances due from Depository Institutions | $61.71M |
| Deposits Held in Domestic Offices | $633.08M |
Key Performance Ratios
| Return on Assets (ROA) | 2.21% |
| Return on Equity (ROE) | 20.91% |
| Net Interest Margin | 5.49% |
| Efficiency Ratio | 61.52% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.57% |
| Earning Assets to total Assets | 94.76% |
Income and Expense
| Total Interest Income | $10.93M |
| Total Noninterest Income | $2.06M |
| Total Interest Expense | $1.55M |
| Total Noninterest Expense | $7.04M |
| Net Interest Income | $9.38M |
| Pre-tax Net Operating Income | $4.04M |
| Provision for Credit Losses | $360.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.37M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.12M |
| Total Liabilities and Capital | $715.61M |
Securities
| Securities | $145.14M |
| Available-for-sale debt securities | $144.64M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $500.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Southwest Bank?
$715.61M as of the latest filing.
How much are Southwest Bank's total deposits?
$633.08M in total deposits.
Where is Southwest Bank located?
Odessa, TX.
What is the Net Interest Margin?
5.49%.
How many domestic offices does it operate?
8.
When was it established?
12/15/1947.
What is the Return on Assets (ROA)?
2.21%.
How much are total loans and leases?
$479.93M (latest filing).
What is the total interest income (latest filing)?
$10.93M.