Visbanking Logo

Southwest Bank

Odessa, TX
IDRSSD: 561864
Total Assets
$725.85M
Latest filing
Total Deposits
$641.83M
Latest filing
Net Interest Margin
6.06%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Pilgrim Bank
Pittsburg, Texas
→
Assets: $720.65MΔ -0.8%
Kleberg Bank, N.A.
Kingsville, Texas
→
Assets: $717.06MΔ -1.3%
First State Bank
Athens, Texas
→
Assets: $717.03MΔ -1.3%
Bank of Houston
Houston, Texas
→
Assets: $751.04MΔ +3.3%
Citizens 1st Bank
Tyler, Texas
→
Assets: $756.31MΔ +4.1%
The First National Bank of Sonora
Sonora, Texas
→
Assets: $694.28MΔ -4.5%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/15/1947
Community BankYes
Ownership TypeNot Mutual
ZIP79762
State and County Number48135
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameOdessa, TX

Operational Info

Number of Employees133
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance12/15/1957
Primary Insurance AgencyDIF
Websitewww.southwest.bank
Data Updated11/14/2025
CERT16652
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$725.85M
Total Deposits$641.83M
Total Liabilities$648.09M
Total Equity Capital$77.75M
Net Income$3.44M
Net Loans and Leases$478.90M
Assets Per Employee ($Millions)$5.34M
Bank Premises and Fixed Assets$11.51M
Cash and Balances due from Depository Institutions$108.24M
Deposits Held in Domestic Offices$641.83M

Key Performance Ratios

Return on Assets (ROA)1.84%
Return on Equity (ROE)17.84%
Net Interest Margin6.06%
Efficiency Ratio54.72%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets1.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.613%
Earning Assets to total Assets94.94%

Income and Expense

Total Interest Income$11.85M
Total Noninterest Income$1.64M
Total Interest Expense$1.42M
Total Noninterest Expense$6.60M
Net Interest Income$10.43M
Pre-tax Net Operating Income$3.44M
Provision for Credit Losses$2.02M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.54M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.26M
Total Liabilities and Capital$725.85M

Securities

Securities$110.55M
Available-for-sale debt securities$110.55M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Southwest Bank?
$725.85M as of the latest filing.
How much are Southwest Bank's total deposits?
$641.83M in total deposits.
Where is Southwest Bank located?
Odessa, TX.
What is the Net Interest Margin?
6.06%.
How many domestic offices does it operate?
8.
When was it established?
12/15/1947.
What is the Return on Assets (ROA)?
1.84%.
How much are total loans and leases?
$478.90M (latest filing).
What is the total interest income (latest filing)?
$11.85M.