Capital Bank
Jacinto City, TX
IDRSSD: 596156
Total Assets
$673.38M
Latest filing
Total Deposits
$589.65M
Latest filing
Net Interest Margin
4.84%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Capital Bank
10304 East Fwy
Jacinto City, TX 77029
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/10/1965FDIC Certificate 13206
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Capital Bank (Main) | 10304 East Fwy | Jacinto City, TX |
| PEARLAND BRANCH | 1813 Broadway St | Pearland, TX |
| FAIRMONT PARKWAY BRANCH | 6101 Fairmont Pkwy | Pasadena, TX |
| GARTH ROAD BRANCH | 3719 Garth Rd | Baytown, TX |
| DEER PARK BRANCH | 3500 East Blvd | Deer Park, TX |
| SUGAR LAND BRANCH | 1914 Wescott Avenue Suite 100 | Sugar Land, TX |
| CAPITAL BANK - EAGLE'S TRACE | 14703 Eagle Vista Dr | Houston, TX |
| CAPITAL BANK- KATY BANKING CENTER BRANCH | 23033 Grand Circle Blvd | Katy, TX |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/10/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77029 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 96 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/10/1965 |
| Primary Insurance Agency | DIF |
| Website | www.capitalbanktx.com |
| Data Updated | 01/30/2026 |
| CERT | 19401 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $673.38M |
| Total Deposits | $589.65M |
| Total Liabilities | $604.41M |
| Total Equity Capital | $68.98M |
| Net Income | $2.68M |
| Net Loans and Leases | $570.72M |
| Assets Per Employee ($Millions) | $7.01M |
| Bank Premises and Fixed Assets | $10.76M |
| Cash and Balances due from Depository Institutions | $10.77M |
| Deposits Held in Domestic Offices | $589.65M |
Key Performance Ratios
| Return on Assets (ROA) | 1.59% |
| Return on Equity (ROE) | 15.7% |
| Net Interest Margin | 4.84% |
| Efficiency Ratio | 57.75% |
| Tier 1 Risk-Based Capital Ratio | 12.793% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.243% |
| Earning Assets to total Assets | 96.07% |
Income and Expense
| Total Interest Income | $10.42M |
| Total Noninterest Income | $770.00k |
| Total Interest Expense | $2.62M |
| Total Noninterest Expense | $4.95M |
| Net Interest Income | $7.80M |
| Pre-tax Net Operating Income | $3.40M |
| Provision for Credit Losses | $225.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $67.00k |
| Other borrowed funds | $6.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $684.00k |
| All Other Liabilities | $8.07M |
| Total Liabilities and Capital | $673.38M |
Securities
| Securities | $75.46M |
| Available-for-sale debt securities | $75.46M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Capital Bank?
$673.38M as of the latest filing.
How much are Capital Bank's total deposits?
$589.65M in total deposits.
Where is Capital Bank located?
Jacinto City, TX.
What is the Net Interest Margin?
4.84%.
How many domestic offices does it operate?
9.
When was it established?
04/10/1965.
What is the Return on Assets (ROA)?
1.59%.
How much are total loans and leases?
$570.72M (latest filing).
What is the total interest income (latest filing)?
$10.42M.