Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	03/31/1982
Community Bank	No
Ownership Type	Not Mutual
ZIP	78041
State and County Number	48479
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	11
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	Laredo, TX

Operational Info

Number of Employees	47
Domestic Offices	3
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	09/30/2022
Date of Deposit Insurance	03/31/1982
Primary Insurance Agency	DIF
Website	www.ibc.com
Data Updated	10/31/2025
CERT	23772
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$736.50M
Total Deposits	$661.00M
Total Liabilities	$665.61M
Total Equity Capital	$0
Net Income	$3.99M
Net Loans and Leases	$155.68M
Assets Per Employee ($Millions)	$0M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$0
Deposits Held in Domestic Offices	$0

Key Performance Ratios

Return on Assets (ROA)	0%
Return on Equity (ROE)	0%
Net Interest Margin	0%
Efficiency Ratio	0%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	0%
Earning Assets to total Assets	0%

Income and Expense

Total Interest Income	$8.86M
Total Noninterest Income	$1.64M
Total Interest Expense	$3.26M
Total Noninterest Expense	$2.39M
Net Interest Income	$5.60M
Pre-tax Net Operating Income	$0
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$0
Total Liabilities and Capital	$0

Securities

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

About Commerce Bank

Explore the latest call report data for Commerce Bank. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of Commerce Bank?

$736.50M as of the latest filing.

How much are Commerce Bank's total deposits?

$661.00M in total deposits.

Where is Commerce Bank located?

Laredo, TX.

What is the Net Interest Margin?

Not available.

Is this bank FDIC insured?

Institutions that are currently open and insured by the FDIC.

How many domestic offices does it operate?

When was it established?

03/31/1982.

Who is the primary regulator?

FDIC.