American Bank, National Association

Dallas, TX
IDRSSD: 494654
Total Assets
$652.08M
Latest filing
Total Deposits
$547.41M
Latest filing
Net Interest Margin
5.07%
Profitability

Locations

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Main Office
American Bank, National Association
2707 W Northwest Hwy
Dallas, TX 75220
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/02/1974FDIC Certificate 14919

Branches (2)

Page 1 of 1
NameAddressCity / State
American Bank, National Association (Main)2707 W Northwest HwyDallas, TX
MACARTHUR BRANCH8000 N Macarthur BlvdIrving, TX
FRISCO BRANCH3382 Preston RoadFrisco, TX
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date05/02/1974
Community BankYes
Ownership TypeNot Mutual
ZIP75220
State and County Number48113
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameDallas-Fort Worth-Arlington, TX

Operational Info

Number of Employees54
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/02/1974
Primary Insurance AgencyDIF
Websiteabdallas.bank
Data Updated11/14/2025
CERT21567
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$652.08M
Total Deposits$547.41M
Total Liabilities$581.51M
Total Equity Capital$70.57M
Net Income$2.76M
Net Loans and Leases$483.09M
Assets Per Employee ($Millions)$12.08M
Bank Premises and Fixed Assets$12.66M
Cash and Balances due from Depository Institutions$90.64M
Deposits Held in Domestic Offices$547.41M

Key Performance Ratios

Return on Assets (ROA)1.71%
Return on Equity (ROE)16%
Net Interest Margin5.07%
Efficiency Ratio34.84%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets1.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.822%
Earning Assets to total Assets94.15%

Income and Expense

Total Interest Income$13.00M
Total Noninterest Income$249.00k
Total Interest Expense$5.29M
Total Noninterest Expense$2.81M
Net Interest Income$7.72M
Pre-tax Net Operating Income$3.47M
Provision for Credit Losses$1.70M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$30.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.10M
Total Liabilities and Capital$652.08M

Securities

Securities$41.40M
Available-for-sale debt securities$32.10M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$9.30M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of American Bank, National Association?
$652.08M as of the latest filing.
How much are American Bank, National Association's total deposits?
$547.41M in total deposits.
Where is American Bank, National Association located?
Dallas, TX.
What is the Net Interest Margin?
5.07%.
How many domestic offices does it operate?
3.
When was it established?
05/02/1974.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$483.09M (latest filing).
What is the total interest income (latest filing)?
$13.00M.