American State Bank
Arp, TX
IDRSSD: 262358
Total Assets
$673.98M
Latest filing
Total Deposits
$556.77M
Latest filing
Net Interest Margin
2.84%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
American State Bank
102 W Front
Arp, TX 75750
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/01/1911FDIC Certificate 6370
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| American State Bank (Main) | 102 W Front | Arp, TX |
| CHAPEL HILL BRANCH | 12300 State Highway 64 E | Tyler, TX |
| SOUTH TYLER BRANCH | 5202 Old Jacksonville Hwy | Tyler, TX |
| TROUP HWY BRANCH | 1116 Troup Hwy | Tyler, TX |
| LINDALE BRANCH | 2501 S Main St | Lindale, TX |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/01/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75750 |
| State and County Number | 48423 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tyler, TX |
Operational Info
| Number of Employees | 73 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/15/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.asb.com |
| Data Updated | 11/14/2025 |
| CERT | 9967 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $673.98M |
| Total Deposits | $556.77M |
| Total Liabilities | $597.60M |
| Total Equity Capital | $76.38M |
| Net Income | $-267,000 |
| Net Loans and Leases | $491.14M |
| Assets Per Employee ($Millions) | $9.36M |
| Bank Premises and Fixed Assets | $18.74M |
| Cash and Balances due from Depository Institutions | $111.37M |
| Deposits Held in Domestic Offices | $556.77M |
Key Performance Ratios
| Return on Assets (ROA) | -0.16% |
| Return on Equity (ROE) | -1.4% |
| Net Interest Margin | 2.84% |
| Efficiency Ratio | 100.25% |
| Tier 1 Risk-Based Capital Ratio | 14.123% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.333% |
| Earning Assets to total Assets | 91.68% |
Income and Expense
| Total Interest Income | $9.22M |
| Total Noninterest Income | $482.00k |
| Total Interest Expense | $4.88M |
| Total Noninterest Expense | $4.84M |
| Net Interest Income | $4.34M |
| Pre-tax Net Operating Income | $-352,000 |
| Provision for Credit Losses | $335.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.27M |
| Other borrowed funds | $35.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.82M |
| Total Liabilities and Capital | $673.98M |
Securities
| Securities | $19.64M |
| Available-for-sale debt securities | $19.44M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $199.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American State Bank?
$673.98M as of the latest filing.
How much are American State Bank's total deposits?
$556.77M in total deposits.
Where is American State Bank located?
Arp, TX.
What is the Net Interest Margin?
2.84%.
How many domestic offices does it operate?
5.
When was it established?
08/01/1911.
What is the Return on Assets (ROA)?
-0.16%.
How much are total loans and leases?
$491.14M (latest filing).
What is the total interest income (latest filing)?
$9.22M.