The First National Bank of Mount Dora
Mount Dora, FL
IDRSSD: 61832
Total Assets
$361.80M
Latest filing
Total Deposits
$321.79M
Latest filing
Net Interest Margin
3.02%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Mount Dora
714 N Donnelly St
Mount Dora, FL 32757
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/01/1925FDIC Certificate 2270
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Mount Dora (Main) | 714 N Donnelly St | Mount Dora, FL |
| SORRENTO BRANCH | 24034 Highway 46 | Sorrento, FL |
| TRI-CITY BRANCH | 2500 Eudora Rd | Mount Dora, FL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/01/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 32757 |
| State and County Number | 12069 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Orlando-Kissimmee-Sanford, FL |
Operational Info
| Number of Employees | 83 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fnbmd.com |
| Data Updated | 01/30/2026 |
| CERT | 3579 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $361.80M |
| Total Deposits | $321.79M |
| Total Liabilities | $324.98M |
| Total Equity Capital | $36.82M |
| Net Income | $402.00k |
| Net Loans and Leases | $132.08M |
| Assets Per Employee ($Millions) | $4.36M |
| Bank Premises and Fixed Assets | $3.67M |
| Cash and Balances due from Depository Institutions | $32.54M |
| Deposits Held in Domestic Offices | $321.79M |
Key Performance Ratios
| Return on Assets (ROA) | 0.44% |
| Return on Equity (ROE) | 4.45% |
| Net Interest Margin | 3.02% |
| Efficiency Ratio | 88.1% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.177% |
| Earning Assets to total Assets | 93.32% |
Income and Expense
| Total Interest Income | $3.64M |
| Total Noninterest Income | $2.32M |
| Total Interest Expense | $1.05M |
| Total Noninterest Expense | $4.32M |
| Net Interest Income | $2.59M |
| Pre-tax Net Operating Income | $584.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.19M |
| Total Liabilities and Capital | $361.80M |
Securities
| Securities | $174.94M |
| Available-for-sale debt securities | $174.94M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Mount Dora?
$361.80M as of the latest filing.
How much are The First National Bank of Mount Dora's total deposits?
$321.79M in total deposits.
Where is The First National Bank of Mount Dora located?
Mount Dora, FL.
What is the Net Interest Margin?
3.02%.
How many domestic offices does it operate?
3.
When was it established?
09/01/1925.
What is the Return on Assets (ROA)?
0.44%.
How much are total loans and leases?
$132.08M (latest filing).
What is the total interest income (latest filing)?
$3.64M.