The First National Bank of Middle Tennessee
Mcminnville, TN
IDRSSD: 87234
Total Assets
$937.67M
Latest filing
Total Deposits
$827.76M
Latest filing
Net Interest Margin
3.45%
Profitability
Key People
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Locations
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Main Office
The First National Bank of Middle Tennessee
200 E Main St
Mcminnville, TN 37110
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/30/1874FDIC Certificate 3295
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The First National Bank of Middle Tennessee (Main) | 200 E Main St | Mcminnville, TN |
| VIOLA BRANCH | 3 Lynn St | Viola, TN |
| SMITHVILLE HWY BRANCH | 917 Smithville Hwy | Mcminnville, TN |
| MORRISON ROAD BRANCH | 9970 Manchester Hwy | Morrison, TN |
| SPARTA STREET BRANCH | 1408 Sparta St | Mcminnville, TN |
| GATEWAY BLVD BRANCH | 1708 Gateway Blvd | Murfreesboro, TN |
| MEMORIAL BLVD BRANCH | 3427 Memorial Blvd | Murfreesboro, TN |
| SHELBYVILLE BRANCH | 1700 N Main St | Shelbyville, TN |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/30/1874 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37110 |
| State and County Number | 47177 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | McMinnville, TN |
Operational Info
| Number of Employees | 166 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbmt.com |
| Data Updated | 01/30/2026 |
| CERT | 4952 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $937.67M |
| Total Deposits | $827.76M |
| Total Liabilities | $848.89M |
| Total Equity Capital | $88.78M |
| Net Income | $1.96M |
| Net Loans and Leases | $725.37M |
| Assets Per Employee ($Millions) | $5.52M |
| Bank Premises and Fixed Assets | $18.27M |
| Cash and Balances due from Depository Institutions | $90.53M |
| Deposits Held in Domestic Offices | $827.76M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 8.71% |
| Net Interest Margin | 3.45% |
| Efficiency Ratio | 69.94% |
| Tier 1 Risk-Based Capital Ratio | 14.901% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.468% |
| Earning Assets to total Assets | 93.37% |
Income and Expense
| Total Interest Income | $12.42M |
| Total Noninterest Income | $1.90M |
| Total Interest Expense | $4.90M |
| Total Noninterest Expense | $6.59M |
| Net Interest Income | $7.52M |
| Pre-tax Net Operating Income | $2.46M |
| Provision for Credit Losses | $375.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.13M |
| Total Liabilities and Capital | $937.67M |
Securities
| Securities | $65.14M |
| Available-for-sale debt securities | $65.14M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Middle Tennessee?
$937.67M as of the latest filing.
How much are The First National Bank of Middle Tennessee's total deposits?
$827.76M in total deposits.
Where is The First National Bank of Middle Tennessee located?
Mcminnville, TN.
What is the Net Interest Margin?
3.45%.
How many domestic offices does it operate?
11.
When was it established?
10/30/1874.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$725.37M (latest filing).
What is the total interest income (latest filing)?
$12.42M.