First National Bank of Pana
Pana, IL
IDRSSD: 860147
Total Assets
$392.13M
Latest filing
Total Deposits
$348.70M
Latest filing
Net Interest Margin
3.62%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071103509PANA, IL
Key People
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Locations
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Main Office
First National Bank of Pana
306 S Locust St
Pana, IL 62557
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1930FDIC Certificate 2386
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank of Pana (Main) | 306 S Locust St | Pana, IL |
| ASSUMPTION BRANCH | East Illinois Street And Route 51 | Assumption, IL |
| SPRESSER BRANCH | 600 W Spresser St | Taylorville, IL |
| THE OLD STATE BANK OF BLUE MOUND BRANCH | 202 N Saint Marie St | Blue Mound, IL |
| DECATUR BALTIMORE ROAD BRANCH | 1688 S Baltimore Ave | Decatur, IL |
| DECATUR WATER STREET BRANCH | 100 S Water St | Decatur, IL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1930 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62557 |
| State and County Number | 17021 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Taylorville, IL |
Operational Info
| Number of Employees | 43 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/06/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbquality.bank |
| Data Updated | 01/30/2026 |
| CERT | 3720 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $392.13M |
| Total Deposits | $348.70M |
| Total Liabilities | $351.70M |
| Total Equity Capital | $40.43M |
| Net Income | $1.96M |
| Net Loans and Leases | $279.76M |
| Assets Per Employee ($Millions) | $8.71M |
| Bank Premises and Fixed Assets | $2.68M |
| Cash and Balances due from Depository Institutions | $55.90M |
| Deposits Held in Domestic Offices | $348.70M |
Key Performance Ratios
| Return on Assets (ROA) | 2.02% |
| Return on Equity (ROE) | 19.89% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 44.17% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.311% |
| Earning Assets to total Assets | 95.01% |
Income and Expense
| Total Interest Income | $5.11M |
| Total Noninterest Income | $613.00k |
| Total Interest Expense | $1.77M |
| Total Noninterest Expense | $1.77M |
| Net Interest Income | $3.34M |
| Pre-tax Net Operating Income | $2.07M |
| Provision for Credit Losses | $114.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $15.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.99M |
| Total Liabilities and Capital | $392.13M |
Securities
| Securities | $41.12M |
| Available-for-sale debt securities | $24.78M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $16.35M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Pana?
$392.13M as of the latest filing.
How much are First National Bank of Pana's total deposits?
$348.70M in total deposits.
Where is First National Bank of Pana located?
Pana, IL.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1930.
What is the Return on Assets (ROA)?
2.02%.
How much are total loans and leases?
$279.76M (latest filing).
What is the total interest income (latest filing)?
$5.11M.